Legacy Home Protect Limited

Reference number: 615477

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Legacy Home Protect Limited (FRN 615477) is an AR of CAVERE LIMITED (FRN 517325). When you use Legacy Home Protect's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Legacy Home Protect, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When legacyhomeprotect.com first appeared online, and whether it can receive email
  • What kind of line 0345 260 0600 is, and the other firm that gives it
  • Who else gives the postcode LE1 6TE
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Home2Protect Limited Former name: A name it was registered under before.
  • Legacy Home Protect Limted Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Cavere Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
7 October 2013 (13 years old)
Registered office
1st Floor, Provincial House, 37 New Walk, Leicester, LE1 6TE, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
David Fuher Director May 1968 17 Jun 2015 44 other companies
Daniel Christopher Lewis Stevenson Director Sep 1988 1 Oct 2025 10 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
49
closed down
30
is FCA-registered
1

In the full report: all 49 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 5 companies these 2 directors run together
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Net assets

£215k

−13% from £248k

Employees (average)

3

+50% from 2

Net assets

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08722216. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Legacy Home Protect’s history from the FCA register and Companies House, newest first.

2026

6 July 2026

  • Changed its registered name from "Legacy Home Protect Limted"

FCA register

2023

6 September 2023

  • Antony Kenneth Crossman no longer has significant control

Companies House

2016

6 April 2016

  • Antony Kenneth Crossman gained significant control
  • David Fuher took control (75–100% of shares)

Companies House

2015

9 January 2015

  • Changed its registered name from "Home2Protect Limited"

FCA register

2014

7 February 2014

  • Became an appointed representative

FCA register

2013

7 October 2013

  • Incorporated at Companies House

Companies House

In the full report: all 23 events

  • All 23 events in its history (7 shown here)
  • Every director appointment and resignation: 16
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Firms connected to Legacy Home Protect

Other FCA-listed firms that share a director, phone number or address with Legacy Home Protect. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its phone number
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same phone number (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Legacy Home Protect

Other firms of the same type (insurance broker), nearest first.

In Leicester

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Legacy Home Protect

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 49 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 23 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Legacy Home Protect Limited FCA authorised?
Legacy Home Protect Limited (FRN 615477) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Legacy Home Protect?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Legacy Home Protect Limited (FRN 615477) is an AR of CAVERE LIMITED (FRN 517325). When you use Legacy Home Protect's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Legacy Home Protect, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Legacy Home Protect’s phone number and website?
The FCA register lists the phone number 0345 260 0600 and the website legacyhomeprotect.com for Legacy Home Protect. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Legacy Home Protect a scam or clone?
Legacy Home Protect is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Legacy Home Protect?
Protection works through Cavere Limited, the principal firm responsible for Legacy Home Protect's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Legacy Home Protect?
Companies House lists one person with significant control of Legacy Home Protect: Mr David Fuher (75–100% of shares). Before that, it was controlled by Mr Antony Kenneth Crossman.
Who runs Legacy Home Protect?
Companies House lists 2 directors of Legacy Home Protect: David Fuher and Daniel Christopher Lewis Stevenson.
How long has Legacy Home Protect been in business?
The company was formed on 7 October 2013.
What do Legacy Home Protect’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £215k (−13% from £248k).
Does Legacy Home Protect use any other names?
It has previously used 2 other names: Home2Protect Limited and Legacy Home Protect Limted.

Sources and links

The full report on Legacy Home Protect Limited

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