Legal and Insurance Services Limited

Reference number: 305910

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When goodtitle.co.uk first appeared online, and whether it can receive email
  • What kind of line 01892 863863 is
  • Who else gives the postcode TN3 0LJ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Goodtitle Trading name: A name it trades under now.
  • Bcd Underwriting Agency Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
28 December 1989 (36 years old)
Registered office
Friars Oak House, Bidborough, Tunbridge Wells, TN3 0LJ
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Rupert Allen Daniell Director Apr 1971 1 Jul 2002 None
William Jonathan Dresner Director May 1975 21 Sep 2015 None
William Jonathan Dresner Secretary Not published 21 Sep 2015 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 5 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Total equity

£1.08m

+27% from £853k

Cash at bank

£87.9k

−1.4% from £89.1k

Employees (average)

25

Same as 25

Owed within a year

£3.48m

+9.6% from £3.17m

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02455684. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Legal and Insurance Services’s history from the FCA register and Companies House, newest first.

2023

23 May 2023

  • Richard Malcolm Dresner gave up control
  • Rupert Allen Daniell became a part-owner (25–50% of shares)
  • William Jonathan Dresner became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Richard Malcolm Dresner took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1989

28 December 1989

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (8 shown here)
  • Every director appointment and resignation: 5
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Firms like Legal and Insurance Services

Other firms of the same type (insurance broker), nearest first.

In Tunbridge Wells

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Legal and Insurance Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 18 events in its history

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Frequently asked questions about this firm

Is Legal and Insurance Services Limited FCA authorised?
Yes, Legal and Insurance Services Limited (FRN 305910) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Legal and Insurance Services’ phone number and website?
The FCA register lists the phone number 01892 863863 and the website goodtitle.co.uk for Legal and Insurance Services. If you were given different contact details, use these to check with the firm before going any further.
Is Legal and Insurance Services a scam or clone?
Legal and Insurance Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Legal and Insurance Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Legal and Insurance Services to the Financial Ombudsman Service, free of charge.
Who owns Legal and Insurance Services?
Companies House lists 2 people with significant control of Legal and Insurance Services: Mr William Jonathan Dresner (25–50% of shares) and Rupert Allen Daniell (25–50% of shares). Before that, it was controlled by Mr Richard Malcolm Dresner.
Who runs Legal and Insurance Services?
Companies House lists 2 directors of Legal and Insurance Services: Rupert Allen Daniell and William Jonathan Dresner.
How long has Legal and Insurance Services been in business?
The company was formed on 28 December 1989, and has held its current FCA authorisation since January 2005.
What do Legal and Insurance Services’ latest accounts show?
Its latest accounts, to 31 December 2025, show total equity of £1.08m (+27% from £853k) and cash at bank of £87.9k (−1.4% from £89.1k).
Does Legal and Insurance Services use any other names?
It trades as Goodtitle. It has previously used the name Bcd Underwriting Agency.

Sources and links

The full report on Legal and Insurance Services Limited

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