Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 4 years
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 30 April 2026
Responsible principal firm
Crystal Business Finance Limited Reference number: 653671 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Lendaline Business Finance Ltd (FRN 975936) is an AR of Crystal Business Finance Limited (FRN 653671). When you use Lendaline Business Finance's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Lendaline Business Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Suite F1, Gemini, Linford Wood Business Park, Sunrise Parkway, Milton Keynes, MK14 6NJ, United Kingdom
In the full report: 3 background checks
- When lendalinebusinessfinance.co.uk first appeared online, and whether it can receive email
- What kind of line 01908 419621 is
- Who else gives the postcode MK14 6NJ
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Crystal Business Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14064342 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 April 2022 (4 years old)
- Registered office
- Suite F1 Gemini Linford Wood Business Park, Sunrise Parkway, Milton Keynes, MK14 6LQ, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Guy Harvey Abbott | Director | Dec 1984 | 23 Apr 2022 | 2 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- still active
- 2
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£285k
+74% from £164k
Cash at bank
£151k
−10% from £169k
Employees (average)
2
Same as 2
Owed within a year
£74.6k
−17% from £89.7k
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2023 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14064342. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Lendaline Business Finance’s history from the FCA register and Companies House, newest first.
2022
18 May 2022
- Became an appointed representative
FCA register
23 April 2022
- Incorporated at Companies House
- Guy Harvey Abbott took control (75–100% of shares)
- Guy Harvey Abbott appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Lendaline Business Finance
Other firms of the same type (credit broker), nearest first.
In Milton Keynes
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Lendaline Business Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 3 background checks on its contact details
- 4 years of accounts, charted
- All 4 events in its history
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Frequently asked questions about this firm
Is Lendaline Business Finance Ltd FCA authorised?
What does appointed representative mean for Lendaline Business Finance?
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Who owns Lendaline Business Finance?
Who runs Lendaline Business Finance?
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What do Lendaline Business Finance’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk