Lendaline Business Finance Ltd

Reference number: 975936

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Lendaline Business Finance Ltd (FRN 975936) is an AR of Crystal Business Finance Limited (FRN 653671). When you use Lendaline Business Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Lendaline Business Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When lendalinebusinessfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01908 419621 is
  • Who else gives the postcode MK14 6NJ
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Crystal Business Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
23 April 2022 (4 years old)
Registered office
Suite F1 Gemini Linford Wood Business Park, Sunrise Parkway, Milton Keynes, MK14 6LQ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Guy Harvey Abbott Director Dec 1984 23 Apr 2022 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Filed accounts and finances

Year to 30 April 2026Small company accountsNot audited

Net assets

£285k

+74% from £164k

Cash at bank

£151k

−10% from £169k

Employees (average)

2

Same as 2

Owed within a year

£74.6k

−17% from £89.7k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2023 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14064342. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lendaline Business Finance’s history from the FCA register and Companies House, newest first.

2022

18 May 2022

  • Became an appointed representative

FCA register

23 April 2022

  • Incorporated at Companies House
  • Guy Harvey Abbott took control (75–100% of shares)
  • Guy Harvey Abbott appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Lendaline Business Finance

Other firms of the same type (credit broker), nearest first.

In Milton Keynes

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lendaline Business Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 4 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Lendaline Business Finance Ltd FCA authorised?
Lendaline Business Finance Ltd (FRN 975936) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Lendaline Business Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Lendaline Business Finance Ltd (FRN 975936) is an AR of Crystal Business Finance Limited (FRN 653671). When you use Lendaline Business Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lendaline Business Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lendaline Business Finance’s phone number and website?
The FCA register lists the phone number 01908 419621 and the website lendalinebusinessfinance.co.uk for Lendaline Business Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Lendaline Business Finance a scam or clone?
Lendaline Business Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lendaline Business Finance?
Protection works through Crystal Business Finance Limited, the principal firm responsible for Lendaline Business Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Lendaline Business Finance?
Companies House lists one person with significant control of Lendaline Business Finance: Mr Guy Harvey Abbott (75–100% of shares).
Who runs Lendaline Business Finance?
Companies House lists one director of Lendaline Business Finance: Guy Harvey Abbott.
How long has Lendaline Business Finance been in business?
The company was formed on 23 April 2022.
What do Lendaline Business Finance’s latest accounts show?
Its latest accounts, to 30 April 2026, show net assets of £285k (+74% from £164k) and cash at bank of £151k (−10% from £169k).

Sources and links

The full report on Lendaline Business Finance Ltd

£19.99 · Instant PDF download

Loading secure checkout…