Lendco Limited

Reference number: 805730

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 7955 5501

  • Address

    9TH FLOOR, 24 Monument Street, London, EC3R 8AJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 7955 5501 is, and the other firm that gives it
  • Who else gives the postcode EC3R 8AJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Atlas Property Financial Ltd Former name: A name it was registered under before.

Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
30 January 2018 (8 years old)
Registered office
24 Monument Street, 9th Floor, Monument Place, London, EC3R 8AJ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Alexander Lulworth King Director Sep 1973 30 Jan 2018 8 other companies
Simon Timothy Talbot Knight Director Mar 1964 12 Feb 2018 9 other companies
Mark Edward Harris Director Jul 1969 16 Apr 2018 10 other companies
Robert-Jan Schol Director Aug 1959 24 Apr 2026 1 other company
Lee James Kelly Director Mar 1970 24 Apr 2026 4 other companies
James Harvey Morris Director Nov 1967 24 Apr 2026 2 other companies

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
24
closed down
12
are FCA-registered
5

In the full report: all 24 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 5 on the FCA register
  • The 5 companies these 6 directors run together
  • All 11 people who have ever been directors, with their dates
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Key dates in its history

Lendco’s history from the FCA register and Companies House, newest first.

2018

1 August 2018

  • Regulated by the FCA from this date

FCA register

4 May 2018

  • Changed its registered name from "Atlas Property Financial Ltd"

FCA register

9 April 2018

  • Registered with the FCA

FCA register

12 February 2018

  • Alexander Lulworth King gave up control
  • Lendco Finance Limited took control (75–100% of shares)

Companies House

30 January 2018

  • Incorporated at Companies House
  • Alexander Lulworth King took control (75–100% of shares)

Companies House

In the full report: all 23 events

  • All 23 events in its history (7 shown here)
  • Every director appointment and resignation: 16
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Firms connected to Lendco

Other FCA-listed firms that share a director, phone number or address with Lendco. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
3
share its phone number
1

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (3), the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
  • 2 past links through former directors
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Get the full report on Lendco

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 24 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 23 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Lendco Limited FCA authorised?
Lendco Limited (FRN 805730) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
What is Lendco’s phone number?
The FCA register lists the phone number 020 7955 5501 for Lendco. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Lendco a scam or clone?
Lendco is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Lendco?
Money you hand to Lendco is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Lendco?
Lendco is owned by Lendco Finance Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 12 February 2018. Before that, it was controlled by Mr Alexander Lulworth King.
Who runs Lendco?
Companies House lists 6 directors of Lendco: Alexander Lulworth King, Simon Timothy Talbot Knight, Mark Edward Harris, Robert-Jan Schol, Lee James Kelly and James Harvey Morris.
How long has Lendco been in business?
The company was formed on 30 January 2018.
Does Lendco use any other names?
It has previously used the name Atlas Property Financial Ltd.

Sources and links

The full report on Lendco Limited

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