On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
60 Cranbourne Gardens, NW11 0JD, United Kingdom
In the full report: 1 background check
- Who else gives the postcode NW11 0JD
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14287433 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 10 August 2022 (4 years old)
- Registered office
- 68 Grafton Way, London, W1T 5DS, United Kingdom
- Nature of business
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- Other letting and operating of own or leased real estate (SIC 68209)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Elliot Hyames | Director | Nov 1976 | 10 Aug 2022 | 2 other companies |
| Maurice Salama | Director | Sep 1987 | 10 Aug 2022 | 12 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 14
- closed down
- 4
- still active
- 10
In the full report: all 14 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
Key dates in its history
Lending Un’s history from the FCA register and Companies House, newest first.
2026
18 March 2026
- Funding Un Limited became a part-owner (25–50% of shares)
Companies House
2025
26 August 2025
- Registered with the FCA
FCA register
2022
10 August 2022
- Incorporated at Companies House
- Plaza Finance Ltd became a part-owner (25–50% of shares)
- Elliot Hyames appointed as a director
- Maurice Salama appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Get the full report on Lending Un
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 14 other companies its directors have run, named
- 1 background check on its contact details
- All 6 events in its history
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Frequently asked questions about this firm
Is Lending Un Limited FCA authorised?
Is Lending Un a scam or clone?
Is my money safe with Lending Un?
Who owns Lending Un?
Who runs Lending Un?
How long has Lending Un been in business?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk