Lendlord Finance Limited

Reference number: 970835

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Lendlord Finance Limited (FRN 970835) is an AR of Windfall Limited (FRN 225908). When you use Lendlord Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Lendlord Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When lendlord.io first appeared online, and whether it can receive email
  • What kind of line 020 8191 9611 is, and the 3 other firms that give it
  • Who else gives the postcode NW4 4DJ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Lendlord Trading name: A name it trades under now.
  • Lendlord Mortgages Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Windfall Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
21 October 2021 (5 years old)
Registered office
Churchill House, 137-139 Brent Steet, London, NW4 4DJ, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Betzalel Arieh Zucker Director Feb 1970 21 Oct 2021 9 other companies
Simranpreet Kaur Director Jan 1996 27 May 2025 None
Betzalel Arieh Zucker Secretary Not published 21 Oct 2021 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
closed down
2
are FCA-registered
3

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£14.6k

Up £17.8k from −£3,150

Cash at bank

£23.6k

+139% from £9,882

Employees (average)

3

Same as 3

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13696524. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lendlord Finance’s history from the FCA register and Companies House, newest first.

2022

1 June 2022

  • Betzalel Arieh Zucker no longer has significant control

Companies House

1 May 2022

  • Aviram Shahar took control (75–100% of votes)

Companies House

28 February 2022

  • Became an appointed representative

FCA register

2021

21 October 2021

  • Incorporated at Companies House
  • Betzalel Arieh Zucker gained significant control

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Lendlord Finance

Other FCA-listed firms that share a director, phone number or address with Lendlord Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
3
share its phone number
2

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (3), the same phone number (2), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Lendlord Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lendlord Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 9 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Lendlord Finance Limited FCA authorised?
Lendlord Finance Limited (FRN 970835) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Lendlord Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Lendlord Finance Limited (FRN 970835) is an AR of Windfall Limited (FRN 225908). When you use Lendlord Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lendlord Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lendlord Finance’s phone number and website?
The FCA register lists the phone number 020 8191 9611 and the website lendlord.io for Lendlord Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 3 other FCA firms.
Is Lendlord Finance a scam or clone?
Lendlord Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lendlord Finance?
Protection works through Windfall Limited, the principal firm responsible for Lendlord Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Lendlord Finance?
Companies House lists one person with significant control of Lendlord Finance: Mr Aviram Shahar (75–100% of votes). Before that, it was controlled by Mr Betzalel Arieh Zucker.
Who runs Lendlord Finance?
Companies House lists 2 directors of Lendlord Finance: Betzalel Arieh Zucker and Simranpreet Kaur.
How long has Lendlord Finance been in business?
The company was formed on 21 October 2021.
What do Lendlord Finance’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £14.6k (up £17.8k from −£3,150) and cash at bank of £23.6k (+139% from £9,882).
Does Lendlord Finance use any other names?
It trades as Lendlord and Lendlord Mortgages.

Sources and links

The full report on Lendlord Finance Limited

£19.99 · Instant PDF download

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