Lendology CIC: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 10 years
Your funds are protected by FSCS
No FCA actions
Active company since 2002

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

lendology.org.uk (opens in a new tab)
Phone number

01823 461099
Address

Lendology C I C, Heatherton Park Studios, Heatherton Park, Bradford On Tone, Taunton, Somerset, TA4 1EU, United Kingdom

In the full report: 3 background checks

When lendology.org.uk first appeared online, and whether it can receive email
What kind of line 01823 461099 is
Who else gives the postcode TA4 1EU

Other names (4)

If you were contacted under any of these names, it is this firm.

Wessex Home Improvement Loans Trading name: A name it trades under now.
Wessex Resolutions Trading name: A name it trades under now.
WHIL Trading name: A name it trades under now.
Wessex Resolutions C.I.C. Former name: A name it was registered under before.

The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

FCA permissions and consumer protection

Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (3 permissions)

Administering a regulated mortgage contract
Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 04512225 (opens Companies House in a new tab)
Company status: Active
Company type: Private company limited by guarantee
Incorporated: 15 August 2002 (24 years old)
Registered office: Heatherton Park Studios Heatherton Park, Bradford On Tone, Taunton, Somerset, TA4 1EU
Nature of business: Other credit granting not elsewhere classified (SIC 64929)
Other social work activities without accommodation not elsewhere classified (SIC 88990)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Alan David Hughes	Director	Aug 1972	28 Jul 2015	2 other companies
Emma Louise Lower	Director	Dec 1965	19 Jan 2021	6 other companies
Paul Handford	Director	Feb 1967	19 Oct 2021	None
Anna Cheryl Osborne	Director	Dec 1988	19 Jul 2022	None
Eleanor Dawn Lister	Director	Nov 1983	19 Jul 2022	None
Graham Austin	Director	Dec 1965	30 Dec 2022	4 other companies
Colin Ronald Atkinson	Director	May 1960	19 Oct 2023	1 other company
Susan Jane Moore	Director	Sep 1964	24 Oct 2024	None
Sarah Georgina Marney	Secretary	Not published	29 May 2024	–

Other companies run by these 8 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 13
closed down: 2
still active: 11

In the full report: all 13 companies, named

What each company does, and whether it is still trading
Which of these 8 directors sit on each board, and since when
Any that went into liquidation or administration
All 32 people who have ever been directors, with their dates

Key dates in its history

Lendology CIC’s history from the FCA register and Companies House, newest first.

Key events (5) All events (66)

2023

3 January 2023

Changed its registered name from "Wessex Resolutions C.I.C."

FCA register

2016

16 February 2016

Regulated by the FCA from this date
FCA imposed a requirement (Not for profit firm)
Became authorised by the FCA

FCA register

2002

15 August 2002

Incorporated at Companies House

Companies House

In the full report: all 66 events

All 66 events in its history (5 shown here)
Every director appointment and resignation: 54

Firms connected to Lendology CIC

Other FCA-listed firms that share a director, phone number or address with Lendology CIC. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Lendology CIC

Other firms of the same type (lender), nearest first.

In Taunton

Salter Sot LimitedTauntonAuthorised

In the Taunton (TA) postcode area

Andrew Patrick HooperSomertonAuthorised Motorhome Finance LimitedHighbridgeAuthorised Steven James MacreadyBridgwaterAuthorised Chaplin A LimitedBridgwaterAuthorised Crossley M LimitedBridgwaterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lendology CIC

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

13 other companies its directors have run, named
3 background checks on its contact details
All 66 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Lendology CIC FCA authorised?

Yes, Lendology CIC (FRN 675263) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2016 and works as a lender. The FCA has placed no limits on its permissions.

What is Lendology CIC’s phone number and website?

The FCA register lists the phone number 01823 461099 and the website lendology.org.uk for Lendology CIC. If you were given different contact details, use these to check with the firm before going any further.

Is Lendology CIC a scam or clone?

Lendology CIC is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Lendology CIC?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Lendology CIC to the Financial Ombudsman Service, free of charge.

Who runs Lendology CIC?

Companies House lists 8 directors of Lendology CIC: Alan David Hughes, Emma Louise Lower, Paul Handford, Anna Cheryl Osborne, Eleanor Dawn Lister, Graham Austin and 2 more.

How long has Lendology CIC been in business?

The company was formed on 15 August 2002, and has held its current FCA authorisation since February 2016.

Does Lendology CIC use any other names?

It trades as Wessex Home Improvement Loans, Wessex Resolutions and WHIL. It has previously used the name Wessex Resolutions C.I.C..