Lendwise Capital UK Ltd

Reference number: 1061509

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Marklay Mortgages Ltd Reference number: 930490 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Lendwise Capital UK Ltd (FRN 1061509) is an AR of Marklay Mortgages Ltd (FRN 930490). When you use Lendwise Capital UK's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Lendwise Capital UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07518 108281

  • Address

    16 Tempest Way, Rainham, Havering, RM13 7PX, United Kingdom

In the full report: 2 background checks

  • What kind of line 07518 108281 is
  • Who else gives the postcode RM13 7PX
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • MII Mortgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Marklay Mortgages Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
17290304
Company status
Active
Company type
Private limited company
Incorporated
20 June 2026 (less than a year old)
Registered office
16 Tempest Way, Rainham, RM13 7PX, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Musfirah Ijaz Director Jul 2007 20 Jun 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Lendwise Capital UK’s history from the FCA register and Companies House, newest first.

2026

11 September 2026

  • Became an appointed representative
  • Began trading as "MII Mortgages"

FCA register

20 June 2026

  • Incorporated at Companies House
  • Musfirah Ijaz took control (75–100% of shares)
  • Musfirah Ijaz appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Lendwise Capital UK

Other firms of the same type (mortgage adviser or broker), nearest first.

In Rainham

M A B (Kent) LimitedRainhamAppointed representativeMortgage Magick LtdRainhamAppointed representativeMortgage Vista LimitedRainhamAppointed representativeEver North LimitedRainhamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lendwise Capital UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Lendwise Capital UK Ltd FCA authorised?
Lendwise Capital UK Ltd (FRN 1061509) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Lendwise Capital UK?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Lendwise Capital UK Ltd (FRN 1061509) is an AR of Marklay Mortgages Ltd (FRN 930490). When you use Lendwise Capital UK's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lendwise Capital UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lendwise Capital UK’s phone number?
The FCA register lists the phone number 07518 108281 for Lendwise Capital UK. If you were given different contact details, use these to check with the firm before going any further.
Is Lendwise Capital UK a scam or clone?
Lendwise Capital UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lendwise Capital UK?
Protection works through Marklay Mortgages Ltd, the principal firm responsible for Lendwise Capital UK's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Lendwise Capital UK?
Companies House lists one person with significant control of Lendwise Capital UK: Miss Musfirah Ijaz (75–100% of shares).
Who runs Lendwise Capital UK?
Companies House lists one director of Lendwise Capital UK: Musfirah Ijaz.
How long has Lendwise Capital UK been in business?
The company was formed on 20 June 2026.
Does Lendwise Capital UK use any other names?
It trades as MII Mortgages.

Sources and links

The full report on Lendwise Capital UK Ltd

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