Letstalkfleet Limited

Reference number: 773324

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When letstalkfleet.co.uk first appeared online, and whether it can receive email
  • What kind of line 0330 056 3335 is
  • Who else gives the postcode M30 7EY
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Other names (8)

If you were contacted under any of these names, it is this firm.

  • LetsTalkCarLeasing Trading name
  • LetsTalkGreenLeasing Trading name
  • LetsTalkLeasing Trading name
  • LetsTalkVanLeasing Trading name
  • MyCarLease.Club Trading name
  • www.letstalkassetfinance.co.uk Trading name
  • Beep Happy Former trading name
  • SmartDriveLeasing Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10597935
Company status
Active
Company type
Private limited company
Incorporated
2 February 2017 (9 years old)
Registered office
City Of Salford Community Stadium, 1 Stadium Way, Manchester, M30 7EY, England
Nature of business
  • Management consultancy activities other than financial management (SIC 70229)
  • Renting and leasing of cars and light motor vehicles (SIC 77110)

Directors and company secretaries

Name Role Born Appointed Other companies
Steven John Huddart Director Jun 1975 2 Feb 2017 5 other companies
Gary Francis Paul Killeen Director Jun 1966 2 Feb 2017 9 other companies
Steven John Huddart Secretary Not published 2 Feb 2017 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
closed down
8
run together
5

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 5 companies these 2 directors run together
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Abridged accountsNot audited

Net assets

£326k

+13% from £287k

Cash at bank

£449k

+18% from £379k

Employees (average)

8

Same as 8

Owed within a year

£214k

−71% from £728k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10597935. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Letstalkfleet’s history from the FCA register and Companies House, newest first.

Key events (7) All events (23)

2020

11 June 2020

  • Andy Lewis stopped being a part-owner

Companies House

2017

21 April 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2 February 2017

  • Incorporated at Companies House
  • Andy Lewis became a part-owner (25–50% of shares)
  • Gary Francis Paul Killeen became a part-owner (25–50% of shares)
  • Steven John Huddart became a part-owner (25–50% of shares)

Companies House

In the full report: all 23 events

  • All 23 events in its history (7 shown here)
  • Every director appointment and resignation: 4
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Firms like Letstalkfleet

Other firms of the same type (credit broker), nearest first.

In Manchester

Active Fleet Management LimitedManchesterAuthorisedAfzal Haque and Zahra HaqueManchesterAuthorisedAmnah SarwarManchesterAuthorisedAquarius (Financial Intermediaries) LimitedManchesterAuthorisedBridgewater Acceptances LimitedManchesterAuthorisedBridgewater Support Solutions LtdManchesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Letstalkfleet

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 23 events in its history

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Frequently asked questions about this firm

Is Letstalkfleet Limited FCA authorised?
Yes, Letstalkfleet Limited (FRN 773324) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2017 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Letstalkfleet’s phone number and website?
The FCA register lists the phone number 0330 056 3335 and the website letstalkfleet.co.uk for Letstalkfleet. If you were given different contact details, use these to check with the firm before going any further.
Is Letstalkfleet a scam or clone?
Letstalkfleet is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Letstalkfleet?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Letstalkfleet handles your money, so check the specific product before you commit. You can also refer complaints about Letstalkfleet to the Financial Ombudsman Service, free of charge.
Who owns Letstalkfleet?
Companies House lists 2 people with significant control of Letstalkfleet: Mr Gary Francis Paul Killeen (25–50% of shares) and Mr Steven John Huddart (25–50% of shares). Before that, it was controlled by Mr Andy Lewis.
Who runs Letstalkfleet?
Companies House lists 2 directors of Letstalkfleet: Steven John Huddart and Gary Francis Paul Killeen.
How long has Letstalkfleet been in business?
The company was formed on 2 February 2017, and has held its current FCA authorisation since April 2017.
What do Letstalkfleet’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £326k (+13% from £287k) and cash at bank of £449k (+18% from £379k).
Does Letstalkfleet use any other names?
It trades as LetsTalkCarLeasing, LetsTalkGreenLeasing, LetsTalkLeasing, LetsTalkVanLeasing and MyCarLease.Club, and 1 more names. It has previously used 2 other names: Beep Happy and SmartDriveLeasing.

Sources and links

The full report on Letstalkfleet Limited

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