LFS Automotive Ltd

Reference number: 1009824

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • LFS Automotive Ltd (FRN 1009824) is an AR of PLANET LEASING LIMITED (FRN 688093). When you use LFS Automotive's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from LFS Automotive, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When planetleasing.co.uk first appeared online, and whether it can receive email
  • What kind of line 01480 880159 is
  • Who else gives the postcode PE19 6SB
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Planet Leasing Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
13 December 2023 (2 years old)
Registered office
Field View High Street, Yelling, St. Neots, PE19 6SB, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Lee Francis Stubbings Director Jun 1972 13 Dec 2023 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£37.2k

+168% from £13.9k

Cash at bank

£63.9k

+144% from £26.2k

Employees (average)

1

Same as 1

Owed within a year

£28.3k

+129% from £12.3k

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15348381. Figures are exactly as filed; nothing is estimated.

Key dates in its history

LFS Automotive’s history from the FCA register and Companies House, newest first.

2024

9 March 2024

  • Became an appointed representative

FCA register

2023

13 December 2023

  • Incorporated at Companies House
  • Lee Francis Stubbings took control (75–100% of shares)
  • Lee Francis Stubbings appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like LFS Automotive

Other firms of the same type (car dealer), nearest first.

In St. Neots

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on LFS Automotive

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is LFS Automotive Ltd FCA authorised?
LFS Automotive Ltd (FRN 1009824) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for LFS Automotive?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. LFS Automotive Ltd (FRN 1009824) is an AR of PLANET LEASING LIMITED (FRN 688093). When you use LFS Automotive's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from LFS Automotive, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is LFS Automotive’s phone number and website?
The FCA register lists the phone number 01480 880159 and the website planetleasing.co.uk for LFS Automotive. If you were given different contact details, use these to check with the firm before going any further.
Is LFS Automotive a scam or clone?
LFS Automotive is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with LFS Automotive?
Protection works through Planet Leasing Limited, the principal firm responsible for LFS Automotive's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns LFS Automotive?
Companies House lists one person with significant control of LFS Automotive: Mr Lee Francis Stubbings (75–100% of shares).
Who runs LFS Automotive?
Companies House lists one director of LFS Automotive: Lee Francis Stubbings.
How long has LFS Automotive been in business?
The company was formed on 13 December 2023.
What do LFS Automotive’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £37.2k (+168% from £13.9k) and cash at bank of £63.9k (+144% from £26.2k).

Sources and links

The full report on LFS Automotive Ltd

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