LFS Wealth Limited

Reference number: 433142

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • LFS Wealth Limited (FRN 433142) is an AR of Openwork Limited (FRN 408285). When you use LFS Wealth's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from LFS Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When leadingfinancialsolutions.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8253 9580 is
  • Who else gives the postcode CR2 9LH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Leading Financial Solutions Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
26 January 2026 (less than a year old)
Registered office
Eagle House, Cranleigh Close, South Croydon, Surrey, CR2 9LH, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Charlotte Adele Williams Director Feb 1989 26 Jan 2026 1 other company
Shane Kenny Didd Secretary Not published 26 Jan 2026 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Key dates in its history

LFS Wealth’s history from the FCA register and Companies House, newest first.

2026

19 February 2026

  • Changed its registered name from "Leading Financial Solutions"
  • Began trading as "Leading Financial Solutions"

FCA register

26 January 2026

  • Incorporated at Companies House
  • Charlotte Adele Williams took control (75–100% of shares)
  • Charlotte Adele Williams appointed as a director

Companies House

2005

25 May 2005

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like LFS Wealth

Other firms of the same type (financial adviser), nearest first.

In South Croydon

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on LFS Wealth

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is LFS Wealth Limited FCA authorised?
LFS Wealth Limited (FRN 433142) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for LFS Wealth?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. LFS Wealth Limited (FRN 433142) is an AR of Openwork Limited (FRN 408285). When you use LFS Wealth's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from LFS Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is LFS Wealth’s phone number and website?
The FCA register lists the phone number 020 8253 9580 and the website leadingfinancialsolutions.co.uk for LFS Wealth. If you were given different contact details, use these to check with the firm before going any further.
Is LFS Wealth a scam or clone?
LFS Wealth is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with LFS Wealth?
Protection works through Openwork Limited, the principal firm responsible for LFS Wealth's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns LFS Wealth?
Companies House lists one person with significant control of LFS Wealth: Ms Charlotte Adele Williams (75–100% of shares).
Who runs LFS Wealth?
Companies House lists one director of LFS Wealth: Charlotte Adele Williams.
How long has LFS Wealth been in business?
The company was formed on 26 January 2026.
Does LFS Wealth use any other names?
It trades as Leading Financial Solutions.

Sources and links

The full report on LFS Wealth Limited

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