Liberty Property Finance Limited

Reference number: 301196

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07973 684045

  • Address

    29 Shenley Hill, Radlett, Hertfordshire, WD7 7AU, United Kingdom

In the full report: 2 background checks

  • What kind of line 07973 684045 is
  • Who else gives the postcode WD7 7AU
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Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (1)
  • 020 3992 8300
Fake email addresses (1)
  • info@libertypropertyfinance.co.uk
Fake websites (1)
  • libertypropertyfinance.co.uk
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) regulated mortgage contracts

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
16 March 2000 (26 years old)
Registered office
C/O Parker Cavendish, Suite 301, Stanmore Business And Innovation Centre, Howard Road, Stanmore, Middlesex, HA7 1FW, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Gary Michael Joseph Director May 1954 31 Dec 2001 4 other companies
Sandra Renee Joseph Director Mar 1956 1 Apr 2013 3 other companies
Sandra Renee Joseph Secretary Not published 31 Dec 2001 3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
3
run together
2

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 2 directors run together
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Total equity

£25.9k

−23% from £33.8k

Cash at bank

£1,863

−11% from £2,103

Employees (average)

0

−100% from 2

Owed within a year

£19.2k

+33% from £14.4k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03948951. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Liberty Property Finance’s history from the FCA register and Companies House, newest first.

2019

25 June 2019

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2016

6 April 2016

  • Gary Michael Joseph became a part-owner (25–50% of shares)
  • Sandra Renee Joseph became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register · Companies House

2004

31 October 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2000

16 March 2000

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (7 shown here)
  • Every director appointment and resignation: 4
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Firms like Liberty Property Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Radlett

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Liberty Property Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 13 events in its history

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Frequently asked questions about this firm

Is Liberty Property Finance Limited FCA authorised?
Yes, Liberty Property Finance Limited (FRN 301196) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2004 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Liberty Property Finance’s phone number?
The FCA register lists the phone number 07973 684045 for Liberty Property Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Liberty Property Finance a scam or clone?
Scammers have impersonated Liberty Property Finance: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Liberty Property Finance, shown on this page.
Is my money safe with Liberty Property Finance?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Liberty Property Finance to the Financial Ombudsman Service, free of charge.
Who owns Liberty Property Finance?
Companies House lists 2 people with significant control of Liberty Property Finance: Mr Gary Michael Joseph (25–50% of shares) and Mrs Sandra Renee Joseph (25–50% of shares).
Who runs Liberty Property Finance?
Companies House lists 2 directors of Liberty Property Finance: Gary Michael Joseph and Sandra Renee Joseph.
How long has Liberty Property Finance been in business?
The company was formed on 16 March 2000, and has held its current FCA authorisation since October 2004.
What do Liberty Property Finance’s latest accounts show?
Its latest accounts, to 31 March 2025, show total equity of £25.9k (−23% from £33.8k) and cash at bank of £1,863 (−11% from £2,103).

Sources and links

The full report on Liberty Property Finance Limited

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