Life Bridging and Commercial Solutions Limited

Reference number: 834602

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When lifefs.com first appeared online, and whether it can receive email
  • What kind of line 020 8236 8540 is
  • Who else gives the postcode WD6 1SL
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Life Financial Solutions Trading name: A name it trades under now.
  • Sioma Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
30 January 2019 (7 years old)
Registered office
3 Penta Court, Station Road, Borehamwood, Herts, WD6 1SL, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
James Kent Director Nov 1983 30 Jan 2019 5 other companies
Daniel Lee Sovitch Director Feb 1983 30 Jan 2019 5 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
1
is FCA-registered
1

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 2 companies these 2 directors run together
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Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Net assets

£73.6k

+289% from £18.9k

Cash at bank

£172k

No earlier figure to compare

Employees (average)

2

Same as 2

Owed within a year

£259k

+101% from £129k

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11798242. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Life Bridging and Commercial Solutions’s history from the FCA register and Companies House, newest first.

2019

4 April 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

30 January 2019

  • Incorporated at Companies House
  • Sk Holdings Limited took control (75–100% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Life Bridging and Commercial Solutions

Other FCA-listed firms that share a director, phone number or address with Life Bridging and Commercial Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3
past link
1

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Life Bridging and Commercial Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Borehamwood

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Life Bridging and Commercial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Life Bridging and Commercial Solutions Limited FCA authorised?
Yes, Life Bridging and Commercial Solutions Limited (FRN 834602) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2019 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Life Bridging and Commercial Solutions’ phone number and website?
The FCA register lists the phone number 020 8236 8540 and the website lifefs.com for Life Bridging and Commercial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Life Bridging and Commercial Solutions a scam or clone?
Life Bridging and Commercial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Life Bridging and Commercial Solutions?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Life Bridging and Commercial Solutions to the Financial Ombudsman Service, free of charge.
Who owns Life Bridging and Commercial Solutions?
Life Bridging and Commercial Solutions is owned by Sk Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 30 January 2019.
Who runs Life Bridging and Commercial Solutions?
Companies House lists 2 directors of Life Bridging and Commercial Solutions: James Kent and Daniel Lee Sovitch.
How long has Life Bridging and Commercial Solutions been in business?
The company was formed on 30 January 2019, and has held its current FCA authorisation since April 2019.
What do Life Bridging and Commercial Solutions’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £73.6k (+289% from £18.9k) and cash at bank of £172k (no earlier figure to compare).
Does Life Bridging and Commercial Solutions use any other names?
It trades as Life Financial Solutions and Sioma.

Sources and links

The full report on Life Bridging and Commercial Solutions Limited

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