LifeMap Financial Planning Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for under a year
Protected through the principal
No FCA actions
Active company since 2026

Responsible principal firm

ValidPath Limited Reference number: 197107 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
LifeMap Financial Planning Limited (FRN 1052435) is an AR of ValidPath Limited (FRN 197107). When you use LifeMap Financial Planning's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from LifeMap Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

01244 450720
Address

Royal House, 14 Upper Northgate Street, Chester, Cheshire West And Chester, CH1 4EE, United Kingdom

In the full report: 2 background checks

What kind of line 01244 450720 is
Who else gives the postcode CH1 4EE

FCA permissions and consumer protection

Protection through the principal firm
Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 17003513 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 30 January 2026 (less than a year old)
Registered office: Royal House, 14 Upper Northgate Street, Chester, CH1 4EE, United Kingdom
Nature of business: Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Darren Lloyd Jacobsen	Director	Dec 1984	30 Jan 2026	1 other company
Gavin James Kane	Director	Oct 1983	30 Jan 2026	None
Richard James Medlicott	Director	May 1985	30 Jan 2026	None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
closed down: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration

Key dates in its history

LifeMap Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2026

31 March 2026

Became an appointed representative

FCA register

30 January 2026

Incorporated at Companies House
Darren Lloyd Jacobsen became a part-owner (25–50% of shares)
Gavin James Kane became a part-owner (25–50% of shares)
Richard James Medlicott became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

All 8 events in its history (5 shown here)
Every director appointment and resignation: 3

Firms connected to LifeMap Financial Planning

Other FCA-listed firms that share a director, phone number or address with LifeMap Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like LifeMap Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Chester

Astute Private Wealth Management LimitedChesterAppointed representative Cheshire Lifestyle Financial Planning LtdChesterAppointed representative Chester Financial Wealth Management LimitedChesterAppointed representative Dee Commercial Finance LimitedChesterAppointed representative Grosvenor Place LtdChesterAppointed representative Grosvenor Place Wealth Management LtdChesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on LifeMap Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
2 background checks on its contact details
All 8 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is LifeMap Financial Planning Limited FCA authorised?

LifeMap Financial Planning Limited (FRN 1052435) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for LifeMap Financial Planning?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. LifeMap Financial Planning Limited (FRN 1052435) is an AR of ValidPath Limited (FRN 197107). When you use LifeMap Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from LifeMap Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is LifeMap Financial Planning’s phone number?

The FCA register lists the phone number 01244 450720 for LifeMap Financial Planning. If you were given different contact details, use these to check with the firm before going any further.

Is LifeMap Financial Planning a scam or clone?

LifeMap Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with LifeMap Financial Planning?

Protection works through ValidPath Limited, the principal firm responsible for LifeMap Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns LifeMap Financial Planning?

Companies House lists 3 people with significant control of LifeMap Financial Planning: Mr Darren Lloyd Jacobsen (25–50% of shares), Mr Gavin James Kane (25–50% of shares) and Mr Richard James Medlicott (25–50% of shares).

Who runs LifeMap Financial Planning?

Companies House lists 3 directors of LifeMap Financial Planning: Darren Lloyd Jacobsen, Gavin James Kane and Richard James Medlicott.

How long has LifeMap Financial Planning been in business?

The company was formed on 30 January 2026.