Lifestyle Choices Planning Ltd

Reference number: 1049460

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

JULIAN HARRIS ADVISER NETWORK LIMITED Reference number: 304155 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Lifestyle Choices Planning Ltd (FRN 1049460) is an AR of JULIAN HARRIS ADVISER NETWORK LIMITED (FRN 304155). When you use Lifestyle Choices Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Lifestyle Choices Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07809 215017

  • Address

    Mclaren House, 3 Alefe Way, Iwade, Sittingbourne, Kent, ME9 8TX, United Kingdom

In the full report: 2 background checks

  • What kind of line 07809 215017 is
  • Who else gives the postcode ME9 8TX
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Lifestyle Choices Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Julian Harris Adviser Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16568800
Company status
Active
Company type
Private limited company
Incorporated
8 July 2025 (1 year old)
Registered office
C/O Attire Accounting Limited, 45 Granville Drive, Herne Bay, Kent, CT6 7QZ, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Rafe William Baker Director Jul 2004 8 Jul 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Key dates in its history

Lifestyle Choices Planning’s history from the FCA register and Companies House, newest first.

Key events (5) All events (11)

2026

4 February 2026

  • Became an appointed representative

FCA register

2025

16 October 2025

  • Stephen Peter Baker stopped being a part-owner

Companies House

8 July 2025

  • Incorporated at Companies House
  • Rafe William Baker took control (75–100% of shares)
  • Stephen Peter Baker became a part-owner (25–50% of shares)

Companies House

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Lifestyle Choices Planning

Other firms of the same type (financial adviser), nearest first.

In Sittingbourne

Michael TaylorSittingbourneAppointed representativeSimon ForestSittingbourneAppointed representativeAm Mortgage & Financial Services LimitedSittingbourneAuthorisedRainbourne Associates (Financial Services) LimitedSittingbourneAuthorisedRickard Lazenby Financial Services LtdSittingbourneAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lifestyle Choices Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 11 events in its history

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Frequently asked questions about this firm

Is Lifestyle Choices Planning Ltd FCA authorised?
Lifestyle Choices Planning Ltd (FRN 1049460) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Lifestyle Choices Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Lifestyle Choices Planning Ltd (FRN 1049460) is an AR of JULIAN HARRIS ADVISER NETWORK LIMITED (FRN 304155). When you use Lifestyle Choices Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lifestyle Choices Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lifestyle Choices Planning’s phone number?
The FCA register lists the phone number 07809 215017 for Lifestyle Choices Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Lifestyle Choices Planning a scam or clone?
Lifestyle Choices Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lifestyle Choices Planning?
Protection works through Julian Harris Adviser Network Limited, the principal firm responsible for Lifestyle Choices Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Lifestyle Choices Planning?
Companies House lists one person with significant control of Lifestyle Choices Planning: Rafe William Baker (75–100% of shares). Before that, it was controlled by Stephen Peter Baker.
Who runs Lifestyle Choices Planning?
Companies House lists one director of Lifestyle Choices Planning: Rafe William Baker.
How long has Lifestyle Choices Planning been in business?
The company was formed on 8 July 2025.
Does Lifestyle Choices Planning use any other names?
It trades as Lifestyle Choices.

Sources and links

The full report on Lifestyle Choices Planning Ltd

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