Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 8 years
- Protected through the principal
- No FCA actions
- Active company since 2018
- Accounts filed up to 31 May 2023
- 1 thing worth a closer look in the background checks
Responsible principal firm
New Leaf Distribution Limited Reference number: 460421 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Lifetime Capital LTD (FRN 812032) is an AR of New Leaf Distribution Limited (FRN 460421). When you use Lifetime Capital's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Lifetime Capital, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.
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Address
6th Floor, 37 Lombard Street, London, EC3V 9BQ, United Kingdom
In the full report: 2 background checks, 1 thing worth a closer look
- What kind of line 01702 431130 is, and the 152 other firms that give it
- Whether EC3V 9BQ is a shared office: 222 other firms give it
Other names (1)
If you were contacted under any of these names, it is this firm.
- Expat Global Solutions Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through New Leaf Distribution Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11383791 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 25 May 2018 (8 years old)
- Registered office
- 37 Lombard Street, London, Greater London, EC3V 9BQ, England
- Nature of business
-
- Other information service activities not elsewhere classified (SIC 63990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Joe William Barratt | Director | Aug 1989 | 25 May 2018 | None |
| Lee John Isham | Director | Oct 1983 | 22 May 2026 | 6 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 6
- closed down
- 1
- still active
- 5
In the full report: all 6 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£5,561
+21% from £4,609
Cash at bank
£169k
+42% from £119k
Employees (average)
5
Same as 5
Owed within a year
£165k
+43% from £116k
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2020 to 2023
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11383791. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Lifetime Capital’s history from the FCA register and Companies House, newest first.
2026
1 April 2026
- Joe William Barratt became a part-owner (25–50% of shares)
- Jones Lang Lasalle Capital Investments Limited gave up control
- Lee John Isham became a part-owner (25–50% of shares)
Companies House
2024
1 July 2024
- Joe William Barratt stopped being a part-owner
- Jones Lang Lasalle Capital Investments Limited took control (75–100% of shares)
- Lee John Isham stopped being a part-owner
Companies House
2020
23 September 2020
- Lee John Isham became a part-owner (25–50% of shares)
Companies House
18 June 2020
- Joe William Barratt became a part-owner (25–50% of shares)
Companies House
2018
20 June 2018
- Became an appointed representative
FCA register
25 May 2018
- Incorporated at Companies House
Companies House
In the full report: all 16 events
- All 16 events in its history (10 shown here)
- Every director appointment and resignation: 4
Firms connected to Lifetime Capital
Other FCA-listed firms that share a director, phone number or address with Lifetime Capital. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 12
- share its phone number
- 12
In the full report: all 12 connected firms, named
- How each is linked: the same phone number (12)
- Who links each one: the named directors, with dates
Firms like Lifetime Capital
Other firms of the same type (pension transfer adviser), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Lifetime Capital
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 6 other companies its directors have run, named
- 2 background checks on its contact details, 1 flagged
- 4 years of accounts, charted
- All 16 events in its history
- 12 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk