Lighthouse Financial Limited

Reference number: 1033884

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Ingard Financial Limited Reference number: 450731 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Lighthouse Financial Limited (FRN 1033884) is an AR of Ingard Financial Limited (FRN 450731). When you use Lighthouse Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Lighthouse Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07834 214495

  • Address

    51 Heather Road, Binley Woods, Coventry, Warwickshire, CV3 2DE, United Kingdom

In the full report: 2 background checks

  • What kind of line 07834 214495 is
  • Who else gives the postcode CV3 2DE
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • A & R Assets Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Ingard Financial Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10086196
Company status
Active
Company type
Private limited company
Incorporated
25 March 2016 (10 years old)
Registered office
51 Heather Road, Binley Woods, Coventry, CV3 2DE, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Arun Sohanta Director Jul 1981 25 Mar 2016 3 other companies
Rena Sohanta Director Mar 1981 15 May 2026 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
run together
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 3 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£141k

+7.6% from £131k

Cash at bank

£30.1k

−58% from £72.4k

Employees (average)

2

Same as 2

Owed within a year

£17.0k

−61% from £43.1k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10086196. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lighthouse Financial’s history from the FCA register and Companies House, newest first.

Key events (8) All events (12)

2025

4 September 2025

  • Changed its registered name from "A & R Assets Limited"

FCA register

10 June 2025

  • Became an appointed representative

FCA register

18 March 2025

  • Arun Sohanta took control (75–100% of shares)
  • Rena Sohanta gave up control

Companies House

2020

25 November 2020

  • Arun Sohanta stopped being the majority owner
  • Rena Sohanta took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Arun Sohanta became the majority owner (50–75% of shares)

Companies House

25 March 2016

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (8 shown here)
  • Every director appointment and resignation: 4
Instant PDF download

Firms like Lighthouse Financial

Other firms of the same type (mortgage adviser or broker), nearest first.

In Coventry

Amanda SinfieldCoventryAppointed representativeBalwant KhairaCoventryAppointed representativeBarnacle Home Finance LimitedCoventryAppointed representativeBizfirst LtdCoventryAppointed representativeBradley Taylor Mortgage Services LtdCoventryAppointed representativeColin McCabeCoventryAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lighthouse Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 12 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Lighthouse Financial Limited FCA authorised?
Lighthouse Financial Limited (FRN 1033884) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Lighthouse Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Lighthouse Financial Limited (FRN 1033884) is an AR of Ingard Financial Limited (FRN 450731). When you use Lighthouse Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lighthouse Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lighthouse Financial’s phone number?
The FCA register lists the phone number 07834 214495 for Lighthouse Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Lighthouse Financial a scam or clone?
Lighthouse Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lighthouse Financial?
Protection works through Ingard Financial Limited, the principal firm responsible for Lighthouse Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Lighthouse Financial?
Companies House lists one person with significant control of Lighthouse Financial: Mr Arun Sohanta (75–100% of shares). Before that, it was controlled by Arun Sohanta and Mrs Rena Sohanta.
Who runs Lighthouse Financial?
Companies House lists 2 directors of Lighthouse Financial: Arun Sohanta and Rena Sohanta.
How long has Lighthouse Financial been in business?
The company was formed on 25 March 2016.
What do Lighthouse Financial’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £141k (+7.6% from £131k) and cash at bank of £30.1k (−58% from £72.4k).
Does Lighthouse Financial use any other names?
It has previously used the name A & R Assets Limited.

Sources and links

The full report on Lighthouse Financial Limited

£19.99 · Instant PDF download

Loading secure checkout…