Lightyear U.K. Ltd

Reference number: 987226

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When lightyear.com first appeared online, and whether it can receive email
  • What kind of line 01344 948181 is
  • Who else gives the postcode EC1Y 8AF
Instant PDF download

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Arranging (bringing about) deals in investments
  • Causing dematerialised instructions to be sent
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments
  • Safeguarding and administration of assets (without arranging)
  • Sending dematerialised instructions

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14367910
Company status
Active
Company type
Private limited company
Incorporated
21 September 2022 (4 years old)
Registered office
White Collar Factory, 1 Old Street Yard, London, EC1Y 8AF, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Mihkel Aamer Director Jul 1988 21 Sep 2022 2 other companies
Thomasina Katherine Mcguigan Director Jul 1973 21 Sep 2022 1 other company
Wander Frank Rutgers Director Mar 1989 21 Sep 2022 1 other company
OHS SECRETARIES LIMITED Corporate secretary Not published 21 Sep 2022 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
run together
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
Instant PDF download

Filed accounts and finances

Year to 31 March 2024Micro-entity accountsNot audited

Net assets

£146k

−2.2% from £150k

Employees (average)

0

Same as 0

Owed within a year

£0

Same as £0

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14367910. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lightyear U.K.’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2024

30 September 2024

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2022

21 September 2022

  • Incorporated at Companies House
  • Lightyear Financial Ltd took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 3
Instant PDF download

Firms connected to Lightyear U.K.

Other FCA-listed firms that share a director, phone number or address with Lightyear U.K.. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Lightyear U.K.

Other firms of the same type (investment platform or stockbroker), nearest first.

In London

Wise Assets UK LtdLondonAuthorisedOANDA Europe LimitedLondonAuthorisedCapital Com (UK) LimitedLondonAuthorisedTrading 212 UK LimitedLondonAuthorisedCMC Markets UK PLCLondonAuthorisedInteractive Brokers (U.K.) LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lightyear U.K.

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 8 events in its history
  • 2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Lightyear U.K. Ltd FCA authorised?
Yes, Lightyear U.K. Ltd (FRN 987226) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2024 and works as an investment platform or stockbroker. The FCA has placed no limits on its permissions.
What is Lightyear U.K.’s phone number and website?
The FCA register lists the phone number 01344 948181 and the website lightyear.com for Lightyear U.K.. If you were given different contact details, use these to check with the firm before going any further.
Is Lightyear U.K. a scam or clone?
Lightyear U.K. is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lightyear U.K.?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Lightyear U.K. to the Financial Ombudsman Service, free of charge.
Who owns Lightyear U.K.?
Lightyear U.K. is owned by Lightyear Financial Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 21 September 2022.
Who runs Lightyear U.K.?
Companies House lists 3 directors of Lightyear U.K.: Mihkel Aamer, Thomasina Katherine McGuigan and Wander Frank Rutgers.
How long has Lightyear U.K. been in business?
The company was formed on 21 September 2022, and has held its current FCA authorisation since September 2024.
What do Lightyear U.K.’s latest accounts show?
Its latest accounts, to 31 March 2024, show net assets of £146k (−2.2% from £150k).

Sources and links

The full report on Lightyear U.K. Ltd

£19.99 · Instant PDF download

Loading secure checkout…