Lime Street Insurance Brokers Limited

Reference number: 533852

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When limestreetbrokers.com first appeared online, and whether it can receive email
  • What kind of line 020 7980 3800 is, and the other firm that gives it
  • Who else gives the postcode EC3M 6BL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Lime Street Brokers Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
22 September 2010 (16 years old)
Registered office
8 Eagle Court, London, EC1M 5QD, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Steven Charles Gowland Director Oct 1969 14 Dec 2022 18 other companies
Andrew Graham Morpeth Director Sep 1964 14 Dec 2022 26 other companies
Charles Wesley Singh Director Aug 1964 14 Dec 2022 25 other companies
Ian James Ward Director Jan 1976 17 Jul 2023 2 other companies
Gary Raymond Bullock Director Feb 1958 30 Jun 2026 3 other companies
Andrew Graham Morpeth Secretary Not published 12 Apr 2023 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
52
closed down
15
went insolvent
1

In the full report: all 52 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 10 on the FCA register
  • The 17 companies these 5 directors run together
  • All 10 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Total equity

£199k

+59% from £126k

Cash at bank

£1.29m

+129% from £562k

Owed within a year

£1.45m

+119% from £662k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07384279. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lime Street Insurance Brokers’s history from the FCA register and Companies House, newest first.

2022

14 December 2022

  • Lime Street Group Holdings Limited gave up control
  • Whitburn Risk Solutions Limited took control (75–100% of shares)

Companies House

2020

12 November 2020

  • Lime Street Group Holdings Limited took control (75–100% of shares)
  • Lime Street Investments Limited gave up control

Companies House

2016

6 April 2016

  • Lime Street Investments Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2011

11 January 2011

  • Changed its registered name from "Lime Street Brokers Limited"

FCA register

5 January 2011

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2010

22 September 2010

  • Incorporated at Companies House

Companies House

In the full report: all 29 events

  • All 29 events in its history (10 shown here)
  • Every director appointment and resignation: 15
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Firms connected to Lime Street Insurance Brokers

Other FCA-listed firms that share a director, phone number or address with Lime Street Insurance Brokers. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
5
share its phone number
1

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (5), the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
  • 5 past links through former directors
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Firms like Lime Street Insurance Brokers

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lime Street Insurance Brokers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 52 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 29 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Lime Street Insurance Brokers Limited FCA authorised?
Yes, Lime Street Insurance Brokers Limited (FRN 533852) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2011 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Lime Street Insurance Brokers’ phone number and website?
The FCA register lists the phone number 020 7980 3800 and the website limestreetbrokers.com for Lime Street Insurance Brokers. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Lime Street Insurance Brokers a scam or clone?
Lime Street Insurance Brokers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lime Street Insurance Brokers?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Lime Street Insurance Brokers to the Financial Ombudsman Service, free of charge.
Who owns Lime Street Insurance Brokers?
Lime Street Insurance Brokers is owned by Whitburn Risk Solutions Limited, which holds 75–100% of shares and 75–100% of votes, since 14 December 2022. Before that, it was controlled by Lime Street Group Holdings Limited and Lime Street Investments Limited.
Who runs Lime Street Insurance Brokers?
Companies House lists 5 directors of Lime Street Insurance Brokers: Steven Charles Gowland, Andrew Graham Morpeth, Charles Wesley Singh, Ian James Ward and Gary Raymond Bullock.
How long has Lime Street Insurance Brokers been in business?
The company was formed on 22 September 2010, and has held its current FCA authorisation since January 2011.
What do Lime Street Insurance Brokers’ latest accounts show?
Its latest accounts, to 31 December 2025, show total equity of £199k (+59% from £126k) and cash at bank of £1.29m (+129% from £562k).
Does Lime Street Insurance Brokers use any other names?
It has previously used the name Lime Street Brokers Limited.

Sources and links

The full report on Lime Street Insurance Brokers Limited

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