Lines Financial Planning Ltd

Reference number: 945784

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Lines Financial Planning Ltd (FRN 945784) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Lines Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Lines Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When linesfinancialplanning.co.uk first appeared online, and whether it can receive email
  • What kind of line 07798 701688 is
  • Who else gives the postcode B90 4YG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Matt Lines Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15132534
Company status
Active
Company type
Private limited company
Incorporated
12 September 2023 (3 years old)
Registered office
297 Kenilworth Road, Balsall Common, Coventry, CV7 7EL, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Matthew James Lines Director Oct 1982 12 Sep 2023 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Total equity

£79

Same as £79

Employees (average)

1

Same as 1

Owed within a year

£9,354

+16% from £8,082

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15132534. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lines Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2023

11 October 2023

  • Changed its registered name from "Matt Lines"

FCA register

12 September 2023

  • Incorporated at Companies House
  • Matthew James Lines took control (75–100% of shares)

Companies House

2021

27 February 2021

  • Became an appointed representative

FCA register

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like Lines Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Solihull

Adrian WagstaffSolihullAppointed representativeAIT Business Solutions LimitedSolihullAppointed representativeAndrew LangdellSolihullAppointed representativeAndrew MitchellSolihullAppointed representativeAW Wealth LtdSolihullAppointed representativeBabar HussainSolihullAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lines Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is Lines Financial Planning Ltd FCA authorised?
Lines Financial Planning Ltd (FRN 945784) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Lines Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Lines Financial Planning Ltd (FRN 945784) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Lines Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lines Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lines Financial Planning’s phone number and website?
The FCA register lists the phone number 07798 701688 and the website linesfinancialplanning.co.uk for Lines Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Lines Financial Planning a scam or clone?
Lines Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lines Financial Planning?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Lines Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Lines Financial Planning?
Companies House lists one person with significant control of Lines Financial Planning: Mr Matthew James Lines (75–100% of shares).
Who runs Lines Financial Planning?
Companies House lists one director of Lines Financial Planning: Matthew James Lines.
How long has Lines Financial Planning been in business?
The company was formed on 12 September 2023.
What do Lines Financial Planning’s latest accounts show?
Its latest accounts, to 30 September 2025, show total equity of £79 (same as £79).
Does Lines Financial Planning use any other names?
It has previously used the name Matt Lines.

Sources and links

The full report on Lines Financial Planning Ltd

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