Lipman Commercial Ins Brokers Limited

Reference number: 976950

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Movo Partnership Ltd Reference number: 823503 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • LIPMAN COMMERCIAL INS BROKERS LIMITED (FRN 976950) is an AR of Movo Partnership Ltd (FRN 823503). When you use LIPMAN COMMERCIAL INS BROKERS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from LIPMAN COMMERCIAL INS BROKERS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When lipmancommercial.co.uk first appeared online, and whether it can receive email
  • What kind of line 01277 711200 is
  • Who else gives the postcode CM12 9BD
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Agilion Insurance Brokers Trading name
  • LCIB Trading name
  • Lipman Commercial Trading name
  • Lipman Insurance Brokers Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Movo Partnership Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13986822
Company status
Active
Company type
Private limited company
Incorporated
18 March 2022 (4 years old)
Registered office
1st Floor 97 High Street, Billericay, Essex, CM12 9BD, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Ricky Phillip Lipman Director Sep 1992 18 Mar 2022 3 other companies
Victoria Lipman Director Jul 1993 18 Mar 2022 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3
run together
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Filed accounts and finances

14 months to 31 May 2025Micro-entity accountsNot audited

Net assets

£221

Down £254 from £475

Employees (average)

6

+200% from 2

Owed within a year

£101k

+161% from £38.6k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13986822. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lipman Commercial Ins Brokers’s history from the FCA register and Companies House, newest first.

Key events (7) All events (13)

2024

1 April 2024

  • Lipman Holdings Limited took control (75–100% of shares)
  • Ricky Phillip Lipman stopped being the majority owner
  • Victoria Lipman became a part-owner (25–50% of shares)
  • Victoria Lipman stopped being a part-owner

Companies House

2022

7 June 2022

  • Became an appointed representative

FCA register

18 March 2022

  • Incorporated at Companies House
  • Ricky Phillip Lipman became the majority owner (50–75% of shares)

Companies House

In the full report: all 13 events

  • All 13 events in its history (7 shown here)
  • Every director appointment and resignation: 2
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Firms like Lipman Commercial Ins Brokers

Other firms of the same type (insurance broker), nearest first.

In Billericay

Professional & Medical Insurance Solutions LtdBillericayAppointed representativeTAU Advisory LimitedBillericayAppointed representativeConsulting Capital LimitedBillericayAppointed representativeOcean Special Risks LimitedBillericayAppointed representativeSterling Street LimitedBillericayAppointed representativeTrawick International LimitedBillericayAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lipman Commercial Ins Brokers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 13 events in its history

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Frequently asked questions about this firm

Is Lipman Commercial Ins Brokers Limited FCA authorised?
Lipman Commercial Ins Brokers Limited (FRN 976950) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Lipman Commercial Ins Brokers?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Lipman Commercial Ins Brokers Limited (FRN 976950) is an AR of Movo Partnership Ltd (FRN 823503). When you use Lipman Commercial Ins Brokers's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lipman Commercial Ins Brokers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lipman Commercial Ins Brokers’ phone number and website?
The FCA register lists the phone number 01277 711200 and the website lipmancommercial.co.uk for Lipman Commercial Ins Brokers. If you were given different contact details, use these to check with the firm before going any further.
Is Lipman Commercial Ins Brokers a scam or clone?
Lipman Commercial Ins Brokers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lipman Commercial Ins Brokers?
Protection works through Movo Partnership Ltd, the principal firm responsible for Lipman Commercial Ins Brokers's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Lipman Commercial Ins Brokers?
Lipman Commercial Ins Brokers is owned by Lipman Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 April 2024. Before that, it was controlled by Mrs Victoria Lipman and Mr Ricky Phillip Lipman.
Who runs Lipman Commercial Ins Brokers?
Companies House lists 2 directors of Lipman Commercial Ins Brokers: Ricky Phillip Lipman and Victoria Lipman.
How long has Lipman Commercial Ins Brokers been in business?
The company was formed on 18 March 2022.
What do Lipman Commercial Ins Brokers’ latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £221 (down £254 from £475).
Does Lipman Commercial Ins Brokers use any other names?
It trades as Agilion Insurance Brokers, LCIB, Lipman Commercial and Lipman Insurance Brokers.

Sources and links

The full report on Lipman Commercial Ins Brokers Limited

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