LIVA Limited

Reference number: 965050

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When liva.eu first appeared online, and whether it can receive email
  • What kind of line 07958 731401 is
  • Who else gives the postcode EC2V 7NQ
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • LIVA Partners Limited Former name
  • LIVA Europe Former trading name
  • LIVA Partners Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11311703
Company status
Active
Company type
Private limited company
Incorporated
16 April 2018 (8 years old)
Registered office
85 Gresham Street, London, EC2V 7NQ, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Clemens Juergen Franz Karsten Kueppers Director Oct 1984 1 Jun 2018 4 other companies
Alan Paul Hands Director Jul 1990 13 Jul 2018 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
still active
3
run together
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Net assets

£2.27m

+11% from £2.04m

Cash at bank

£1.52m

+48% from £1.03m

Employees (average)

7

+133% from 3

Owed within a year

£821k

+164% from £312k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11311703. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Liva’s history from the FCA register and Companies House, newest first.

Key events (16) All events (30)

2025

19 April 2025

  • Changed its registered name from "LIVA Partners Limited"

FCA register

2024

28 June 2024

  • Muchaxo Holding Limited stopped being a part-owner

Companies House

2023

8 August 2023

  • Muchaxo Holding Limited became a part-owner (25–50% of shares)
  • Thomas Hobart stopped being a part-owner

Companies House

2022

1 April 2022

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2021

1 February 2021

  • Alan Paul Hands became a part-owner (25–50% of shares)
  • Alan Paul Hands stopped being a part-owner

Companies House

29 January 2021

  • Alan Hands stopped being a part-owner
  • Clemens Juergen Franz Karsten Kueppers stopped being a part-owner

Companies House

2018

13 July 2018

  • Alan Hands became a part-owner (25–50% of shares)

Companies House

15 June 2018

  • Anna Furtado gave up control

Companies House

1 June 2018

  • Clemens Juergen Franz Karsten Kueppers became a part-owner (25–50% of shares)
  • Thomas Hobart became a part-owner (25–50% of shares)

Companies House

16 April 2018

  • Incorporated at Companies House
  • Anna Furtado took control (75–100% of shares)

Companies House

In the full report: all 30 events

  • All 30 events in its history (16 shown here)
  • Every director appointment and resignation: 8
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Firms like Liva

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Liva

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 30 events in its history

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Frequently asked questions about this firm

Is LIVA Limited FCA authorised?
Yes, LIVA Limited (FRN 965050) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2022 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Liva’s phone number and website?
The FCA register lists the phone number 07958 731401 and the website liva.eu for Liva. If you were given different contact details, use these to check with the firm before going any further.
Is Liva a scam or clone?
Liva is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Liva?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Liva to the Financial Ombudsman Service, free of charge.
Who owns Liva?
Companies House lists no one with significant control of Liva now. Before that, it was controlled by Mr Thomas Hobart, Mr Alan Hands and Mr Clemens Juergen Franz Karsten Kueppers.
Who runs Liva?
Companies House lists 2 directors of Liva: Clemens Juergen Franz Karsten Kueppers and Alan Paul Hands.
How long has Liva been in business?
The company was formed on 16 April 2018, and has held its current FCA authorisation since April 2022.
What do Liva’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £2.27m (+11% from £2.04m) and cash at bank of £1.52m (+48% from £1.03m).
Does Liva use any other names?
It has previously used 3 other names: LIVA Partners Limited, LIVA Europe and LIVA Partners.

Sources and links

The full report on LIVA Limited

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