Liverpool Victoria Financial Services Limited

Reference number: 110035

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When lv.com first appeared online, and whether it can receive email
  • What kind of line 0800 681 6294 is, and the 5 other firms that give it
  • Who else gives the postcode BH1 2NF
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Other names (13)

If you were contacted under any of these names, it is this firm.

  • Liverpool Victoria Trading name: A name it trades under now.
  • LV Trading name: A name it trades under now.
  • LV= Liverpool Victoria Trading name: A name it trades under now.
  • RNPFN Trading name: A name it trades under now.
  • Liverpool Victoria Friendly Society Former name: A name it was registered under before.
  • Liverpool Victoria Friendly Society Limited Former name: A name it was registered under before.
  • Liverpool Victoria Group Former name: A name it was registered under before.
  • Liverpool Victoria Legal Friendly Society Former name: A name it was registered under before.
  • F.A.S. Former trading name: A name it used to trade under.
  • Financial Advice Services Former trading name: A name it used to trade under.
  • Great Deal Former trading name: A name it used to trade under.
  • Liverpool Victoria Financial Advice Services Former trading name: A name it used to trade under.
  • L.V.F.A.S. Former trading name: A name it used to trade under.

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (1)
  • 01202 985193
Fake email addresses (2)
  • paul.jolley@liverpoolvictoria-ltd.com
  • paul.jolley@liverpoolvictoria-uk.com
Fake websites (1)
  • buy.highyieldinvestmentbond.com
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Accepting Deposits
  • Arranging (bringing about) deals in investments
  • Arranging safeguarding and administration of assets
  • Assisting in the administration and performance of a contract of insurance
  • Carrying out contracts of insurance
  • Dealing in investments as agent
  • Dealing in investments as principal
  • Effecting contracts of insurance
  • Establishing, operating or winding up a stakeholder pension scheme
  • Establishing/operating/winding up a personal pension scheme
  • Making arrangements with a view to transactions in investments
  • Safeguarding and administration of assets (without arranging)

Financial Ombudsman complaints

Ombudsman complaints

new complaints, January–June 2025
79
upheld, against a 31% median
14%
about insurance
50

A bigger firm gets more complaints simply because it has more customers.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private company limited by guarantee
Incorporated
2 January 2020 (6 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Life insurance (SIC 65110)
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Susan Davidson Mcinnes Director Jul 1962 1 Apr 2020 19 other companies
Simon Alick Moore Director May 1965 17 Jun 2022 14 other companies
David Emmanuel Hynam Director Aug 1971 24 Oct 2022 105 other companies
David Frederick Swiffen Rogers Director May 1956 1 Mar 2023 30 other companies
Stephen Keith Percival Director Oct 1975 22 Jun 2023 54 other companies
Jonathan Robson Pears (Dr) Director Apr 1968 10 Apr 2026 3 other companies
Alain Kerneis Director Dec 1968 1 Jul 2026 5 other companies
Oliver Thomas Wilson Secretary Not published 4 Nov 2024 –

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
198
closed down
56
went insolvent
4

In the full report: all 198 companies, named

  • What each company does, and whether it is still trading
  • Which of these 7 directors sit on each board, and since when
  • The 4 that went into liquidation or administration
  • The 38 on the FCA register, including one no longer authorised
  • The 32 companies these 7 directors run together
  • All 19 people who have ever been directors, with their dates
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Key dates in its history

Liverpool Victoria Financial Services’s history from the FCA register and Companies House, newest first.

2022

25 March 2022

  • Changed its registered name from "Liverpool Victoria Financial Services Limited"
  • Changed its registered name from "Liverpool Victoria Group"

FCA register

2020

23 October 2020

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2 January 2020

  • Incorporated at Companies House
  • Changed its registered name from "Liverpool Victoria Friendly Society Limited"

Companies House · FCA register

2013

1 April 2013

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1994

1 January 1994

  • Changed its registered name from "Liverpool Victoria Friendly Society"

FCA register

1918

21 May 1918

  • Changed its registered name from "Liverpool Victoria Legal Friendly Society"

FCA register

1843

22 March 1843

  • Regulated by the Friendly Societies Commission from this date

FCA register

In the full report: all 65 events

  • All 65 events in its history (12 shown here)
  • Every director appointment and resignation: 31
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Firms connected to Liverpool Victoria Financial Services

Other FCA-listed firms that share a director, phone number or address with Liverpool Victoria Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
8
share a director
8
share its phone number
5

In the full report: all 8 connected firms, named

  • How each is linked: shared directors (8), the same phone number (5), the same postcode (6)
  • Who links each one: the named directors, with dates
  • 4 past links through former directors
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Firms like Liverpool Victoria Financial Services

Other firms of the same type (bank or building society), nearest first.

In the Bournemouth (BH) postcode area

Elsewhere in the UK

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Liverpool Victoria Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 198 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 65 events in its history
  • 8 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Liverpool Victoria Financial Services Limited FCA authorised?
Yes, Liverpool Victoria Financial Services Limited (FRN 110035) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a bank or building society. The FCA has placed no limits on its permissions.
What is Liverpool Victoria Financial Services’ phone number and website?
The FCA register lists the phone number 0800 681 6294 and the website lv.com for Liverpool Victoria Financial Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 5 other FCA firms.
Is Liverpool Victoria Financial Services a scam or clone?
Scammers have impersonated Liverpool Victoria Financial Services: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Liverpool Victoria Financial Services, shown on this page.
Is my money safe with Liverpool Victoria Financial Services?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Liverpool Victoria Financial Services to the Financial Ombudsman Service, free of charge.
Who runs Liverpool Victoria Financial Services?
Companies House lists 7 directors of Liverpool Victoria Financial Services: Susan Davidson McInnes, Simon Alick Moore, David Emmanuel Hynam, David Frederick Swiffen Rogers, Stephen Keith Percival, Jonathan Robson Pears (Dr) and 1 more.
How long has Liverpool Victoria Financial Services been in business?
The company was formed on 2 January 2020, and has held its current FCA authorisation since December 2001.
How many complaints does Liverpool Victoria Financial Services get?
In January–June 2025, the Financial Ombudsman Service received 79 new complaints about Liverpool Victoria Financial Services, and upheld 14% of those it decided.
Does Liverpool Victoria Financial Services use any other names?
It trades as Liverpool Victoria, LV, LV= Liverpool Victoria and RNPFN. It has previously used 9 other names, including Liverpool Victoria Friendly Society, Liverpool Victoria Friendly Society Limited and Liverpool Victoria Group.

Sources and links

The full report on Liverpool Victoria Financial Services Limited

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