LJ Mortgages Ltd

Reference number: 1062799

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

HL Partnership Limited Reference number: 303397 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • LJ Mortgages Ltd (FRN 1062799) is an AR of HL Partnership Limited (FRN 303397). When you use LJ Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from LJ Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01909 300567

  • Address

    7 Ashley Road, Worksop, Nottinghamshire, S81 7JS, United Kingdom

In the full report: 2 background checks

  • What kind of line 01909 300567 is
  • Who else gives the postcode S81 7JS
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
17385733
Company status
Active
Company type
Private limited company
Incorporated
6 August 2026 (less than a year old)
Registered office
128 City Road, London, EC1V 2NX, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Luke James Scarborough Director Sep 1988 6 Aug 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

LJ Mortgages’s history from the FCA register and Companies House, newest first.

2026

15 September 2026

  • Became an appointed representative
  • Began trading as "LJ Mortgages"

FCA register

6 August 2026

  • Incorporated at Companies House
  • Luke James Scarborough took control (75–100% of shares)
  • Luke James Scarborough appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like LJ Mortgages

Other firms of the same type (insurance broker), nearest first.

In Worksop

National Kidney FederationWorksopAppointed representativeLindrick Litigation Risk Solutions LimitedWorksopAppointed representativeRobert FoxWorksopAppointed representativeBayson Claim and Building Solutions ltdWorksopAppointed representativeNational Trailer and Towing Association LimitedWorksopAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on LJ Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is LJ Mortgages Ltd FCA authorised?
LJ Mortgages Ltd (FRN 1062799) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for LJ Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. LJ Mortgages Ltd (FRN 1062799) is an AR of HL Partnership Limited (FRN 303397). When you use LJ Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from LJ Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is LJ Mortgages’ phone number?
The FCA register lists the phone number 01909 300567 for LJ Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is LJ Mortgages a scam or clone?
LJ Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with LJ Mortgages?
Protection works through HL Partnership Limited, the principal firm responsible for LJ Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns LJ Mortgages?
Companies House lists one person with significant control of LJ Mortgages: Mr Luke James Scarborough (75–100% of shares).
Who runs LJ Mortgages?
Companies House lists one director of LJ Mortgages: Luke James Scarborough.
How long has LJ Mortgages been in business?
The company was formed on 6 August 2026.

Sources and links

The full report on LJ Mortgages Ltd

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