LJCD Consulting Ltd

Reference number: 912790

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

First Vehicle Finance Ltd Reference number: 669990 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • LJCD Consulting Ltd (FRN 912790) is an AR of First Vehicle Finance Ltd (FRN 669990). When you use LJCD Consulting's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from LJCD Consulting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01293 456100

    Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.

  • Address

    4 Summerley Close, Rustington, Littlehampton, West Sussex, BN16 3TU, United Kingdom

In the full report: 2 background checks

  • What kind of line 01293 456100 is, and the 3 other firms that give it
  • Who else gives the postcode BN16 3TU
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Vehicle Finance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Firms connected to LJCD Consulting

Other FCA-listed firms that share a director, phone number or address with LJCD Consulting. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
no longer authorised
1
share its phone number
3

In the full report: all 3 connected firms, named

  • How each is linked: the same phone number (3)
  • Who links each one: the named directors, with dates
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Get the full report on LJCD Consulting

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is LJCD Consulting Ltd FCA authorised?
LJCD Consulting Ltd (FRN 912790) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for LJCD Consulting?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. LJCD Consulting Ltd (FRN 912790) is an AR of First Vehicle Finance Ltd (FRN 669990). When you use LJCD Consulting's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from LJCD Consulting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is LJCD Consulting’s phone number?
The FCA register lists the phone number 01293 456100 for LJCD Consulting. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 3 other FCA firms, one of which is no longer authorised.
Is LJCD Consulting a scam or clone?
LJCD Consulting is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with LJCD Consulting?
Protection works through First Vehicle Finance Ltd, the principal firm responsible for LJCD Consulting's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on LJCD Consulting Ltd

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