Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 19 years
- Protected through the principal
- No FCA actions
- Active company since 2007
- Accounts filed up to 30 November 2025
Responsible principal firm
Openwork Limited Reference number: 408285 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Lloyd Clarke Ltd (FRN 471988) is an AR of Openwork Limited (FRN 408285). When you use Lloyd Clarke's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Lloyd Clarke, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
8a Parsons Street, Banbury, Oxfordshire, OX16 5LW, United Kingdom
In the full report: 2 background checks
- What kind of line 01295 261111 is
- Who else gives the postcode OX16 5LW
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 06307211 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 9 July 2007 (19 years old)
- Registered office
- 8a Parsons Street, Banbury, OX16 5LW
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Kevin Lloyd Clarke | Director | Jul 1961 | 9 Jul 2007 | 2 other companies |
| Nicola Katherine Clarke | Director | Jan 1990 | 1 Dec 2019 | None |
| Nina Ortolano | Secretary | Not published | 9 Jul 2007 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- still active
- 2
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Turnover
£201k
Not compared: the previous accounts cover a different length of time
Profit before tax
£120k
Not compared: the previous accounts cover a different length of time
Net assets
£133k
+8.8% from £123k
Cash at bank
£149k
+9.9% from £135k
Net assets
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 06307211. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Lloyd Clarke’s history from the FCA register and Companies House, newest first.
2019
1 December 2019
- Nicola Katherine Clarke became a part-owner (25–50% of shares)
- Nicola Katherine Clarke appointed as a director
Companies House
2016
6 April 2016
- Kevin Lloyd Clarke became the majority owner (50–75% of shares)
Companies House
2007
23 August 2007
- Became an appointed representative
FCA register
9 July 2007
- Incorporated at Companies House
- Kevin Lloyd Clarke appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Lloyd Clarke
Other firms of the same type (financial adviser), nearest first.
In Banbury
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Lloyd Clarke
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 6 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk