Lloyds Bank Commercial Finance Limited

Reference number: 990740

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Lloyds Bank Commercial Finance Limited (FRN 990740) introduces customers to Lloyds Bank PLC (FRN 119278). Any regulated advice or arranging is done by the principal, not Lloyds Bank Commercial Finance.
  • Example: if Lloyds Bank Commercial Finance refers you to a financial adviser, the advice should come from the principal firm, not from Lloyds Bank Commercial Finance itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When lloydsbankcommercialfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01295 272272 is, and the other firm that gives it
  • Who else gives the postcode OX16 3EL
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Lloyds Trading name: A name it trades under now.
  • Lloyds Commercial Finance Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Lloyds Bank PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
21 August 1962 (64 years old)
Registered office
No 1 Brookhill Way, Banbury, Oxon, OX16 3EL
Nature of business
  • Financial leasing (SIC 64910)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Victoria Louise Baker Director Mar 1978 30 Mar 2023 7 other companies
Alan John Corson Director Mar 1982 30 Mar 2023 16 other companies
Christopher Loring Director Mar 1979 30 Mar 2023 18 other companies
Matthew John Peters Director Jan 1984 5 Aug 2024 7 other companies
Alison Elizabeth Mulholland Secretary Not published 7 Feb 2024 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
18
closed down
1
went insolvent
1

In the full report: all 18 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 16 companies these 4 directors run together
  • All 48 people who have ever been directors, with their dates
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Key dates in its history

Lloyds Bank Commercial Finance’s history from the FCA register and Companies House, newest first.

2023

27 January 2023

  • Became an introducer appointed representative

FCA register

2016

6 April 2016

  • Lloyds Bank PLC took control (75–100% of shares)

Companies House

7 January 2016

  • Board replaced: both directors left and 2 new directors took over

Companies House

1962

21 August 1962

  • Incorporated at Companies House

Companies House

In the full report: all 89 events

  • All 89 events in its history (4 shown here)
  • Every director appointment and resignation: 83
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Firms connected to Lloyds Bank Commercial Finance

Other FCA-listed firms that share a director, phone number or address with Lloyds Bank Commercial Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Lloyds Bank Commercial Finance

Other firms of the same type (credit broker), nearest first.

In Banbury

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lloyds Bank Commercial Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 18 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 89 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Lloyds Bank Commercial Finance Limited FCA authorised?
Lloyds Bank Commercial Finance Limited (FRN 990740) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Lloyds Bank Commercial Finance?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Lloyds Bank Commercial Finance Limited (FRN 990740) introduces customers to Lloyds Bank PLC (FRN 119278). Any regulated advice or arranging is done by the principal, not Lloyds Bank Commercial Finance. Example: if Lloyds Bank Commercial Finance refers you to a financial adviser, the advice should come from the principal firm, not from Lloyds Bank Commercial Finance itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lloyds Bank Commercial Finance’s phone number and website?
The FCA register lists the phone number 01295 272272 and the website lloydsbankcommercialfinance.co.uk for Lloyds Bank Commercial Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Lloyds Bank Commercial Finance a scam or clone?
Lloyds Bank Commercial Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lloyds Bank Commercial Finance?
Protection works through Lloyds Bank PLC, the principal firm responsible for Lloyds Bank Commercial Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Lloyds Bank Commercial Finance?
Lloyds Bank Commercial Finance is owned by Lloyds Bank PLC, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Lloyds Bank Commercial Finance?
Companies House lists 4 directors of Lloyds Bank Commercial Finance: Victoria Louise Baker, Alan John Corson, Christopher Loring and Matthew John Peters.
How long has Lloyds Bank Commercial Finance been in business?
The company was formed on 21 August 1962.
Does Lloyds Bank Commercial Finance use any other names?
It trades as Lloyds and Lloyds Commercial Finance.

Sources and links

The full report on Lloyds Bank Commercial Finance Limited

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