LM10 Ltd.

Reference number: 912571

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • LM10 Ltd. (FRN 912571) is an AR of LWM10 LTD (FRN 458204). When you use LM10's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from LM10, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01226 444202

  • Address

    LM10 Ltd., First Floor, 15 Mariner Court, Wakefield, West Yorkshire, WF4 3FL, United Kingdom

In the full report: 2 background checks

  • What kind of line 01226 444202 is
  • Who else gives the postcode WF4 3FL
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Levy Financial Trading name: A name it trades under now.
  • Lakeside Mortgages Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Lwm10 Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
8 April 2004 (22 years old)
Registered office
Lakeside House, 15 Mariner Court, Wakefield, West Yorkshire, WF4 3FL, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Nathan John Hibbert Director Sep 1978 31 Jan 2017 8 other companies
Matthew David Hibbert Director Dec 1981 4 Feb 2022 10 other companies
Kalie Hartley Director Oct 1986 1 Aug 2024 3 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
13
still active
13
are FCA-registered
5

In the full report: all 13 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 5 on the FCA register
  • The 6 companies these 3 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 January 2026Micro-entity accountsNot audited

Total equity

£320k

+1.8% from £315k

Employees (average)

3

Same as 3

Owed within a year

£31.4k

+344% from £7,089

No turnover or profit for the year to 30 January 2026: the accounts print them but do not tag them. The last tagged figures are £175k turnover and £89.7k profit, for the year to 30 January 2024.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2026
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05098791. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lm10’s history from the FCA register and Companies House, newest first.

2021

27 September 2021

  • Kalie Hartley no longer has significant control

Companies House

2020

1 September 2020

  • Andrew Woodhead stopped being a part-owner
  • Julie Woodhead stopped being a part-owner

Companies House

2019

23 August 2019

  • Became an appointed representative

FCA register

25 January 2019

  • Kalie Hartley gained significant control
  • Matthew Hibbert gained significant control
  • Mnk Holdings Ltd took control (75–100% of shares)

Companies House

24 January 2019

  • Andrew Woodhead became a part-owner (25–50% of shares)
  • Julie Woodhead became a part-owner (25–50% of shares)

Companies House

2017

31 March 2017

  • Charlotte Hibbert stopped being a part-owner
  • Kimberley Hibbert stopped being a part-owner
  • Nathan John Hibbert gained significant control

Companies House

31 January 2017

  • Board replaced: its only director left and a new director took over

Companies House

2016

24 June 2016

  • Charlotte Hibbert became a part-owner (25–50% of shares)
  • Kimberley Hibbert became a part-owner (25–50% of shares)
  • Margaret Hibbert stopped being a part-owner
  • Matthew Hibbert stopped being a part-owner
  • Raymond Hibbert stopped being a part-owner

Companies House

6 April 2016

  • Margaret Hibbert became a part-owner (25–50% of shares)
  • Matthew Hibbert became a part-owner (25–50% of shares)
  • Raymond Hibbert became a part-owner (25–50% of shares)

Companies House

2004

8 April 2004

  • Incorporated at Companies House

Companies House

In the full report: all 32 events

  • All 32 events in its history (22 shown here)
  • Every director appointment and resignation: 7
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Firms connected to Lm10

Other FCA-listed firms that share a director, phone number or address with Lm10. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (4), the same postcode (4)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
Instant PDF download

Firms like Lm10

Other firms of the same type (financial adviser), nearest first.

In Wakefield

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lm10

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 13 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 32 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is LM10 Ltd. FCA authorised?
LM10 Ltd. (FRN 912571) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Lm10?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. LM10 Ltd. (FRN 912571) is an AR of LWM10 LTD (FRN 458204). When you use Lm10's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lm10, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lm10’s phone number?
The FCA register lists the phone number 01226 444202 for Lm10. If you were given different contact details, use these to check with the firm before going any further.
Is Lm10 a scam or clone?
Lm10 is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lm10?
Protection works through Lwm10 Ltd, the principal firm responsible for Lm10's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Lm10?
Lm10 is owned by Mnk Holdings Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 25 January 2019. Before that, it was controlled by Mrs Charlotte Hibbert, Mrs Kimberley Hibbert and Ms Kalie Hartley.
Who runs Lm10?
Companies House lists 3 directors of Lm10: Nathan John Hibbert, Matthew David Hibbert and Kalie Hartley.
How long has Lm10 been in business?
The company was formed on 8 April 2004.
What do Lm10’s latest accounts show?
Its latest accounts, to 30 January 2026, show total equity of £320k (+1.8% from £315k).
Does Lm10 use any other names?
It trades as Levy Financial. It has previously used the name Lakeside Mortgages.

Sources and links

The full report on LM10 Ltd.

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