Loanbridge Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 1 year
Protected through the principal
No FCA actions
Active company since 2024
Accounts filed up to 30 September 2025

Responsible principal firm

Optimum Commercial Solutions Ltd Reference number: 808754 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Loanbridge Ltd (FRN 1020118) is an AR of Optimum Commercial Solutions Ltd (FRN 808754). When you use Loanbridge's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Loanbridge, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07889 945431
Address

157 Chase Side, Enfield, Enfield, EN2 0PW, United Kingdom

In the full report: 2 background checks

What kind of line 07889 945431 is, and the other firm that gives it
Who else gives the postcode EN2 0PW

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Optimum Commercial Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 15935699 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 4 September 2024 (2 years old)
Registered office: 8 Clock House Parade, North Circular Road, London, N13 6BG, England
Nature of business: Activities of mortgage finance companies (SIC 64922)
Financial intermediation not elsewhere classified (SIC 64999)
Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Caglar Bektas	Director	May 1987	4 Sep 2024	1 other company
Ali Ekber Goztas	Director	Dec 1979	4 Sep 2024	12 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 13
closed down: 8
is FCA-registered: 1

In the full report: all 13 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register

Filed accounts and finances

Year to 30 September 2025Dormant company accountsNot audited

Net assets

£100

No earlier figure to compare

Cash at bank

£100

No earlier figure to compare

These accounts were filed as dormant: the company reported no significant trading in the period.

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 15935699. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Loanbridge’s history from the FCA register and Companies House, newest first.

2024

28 October 2024

Became an appointed representative

FCA register

4 September 2024

Incorporated at Companies House
Ali Ekber Goztas became a part-owner (25–50% of shares)
Caglar Bektas became a part-owner (25–50% of shares)
Ali Ekber Goztas appointed as a director
Caglar Bektas appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Loanbridge

Other FCA-listed firms that share a director, phone number or address with Loanbridge. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its phone number: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same phone number (1), the same postcode (1)
Who links it to this firm: the named directors, with dates
1 past link through former directors

Firms like Loanbridge

Other firms of the same type (credit broker), nearest first.

In Enfield

Enfield V.e. LimitedEnfieldAppointed representative Harley Cosmetics London LimitedEnfieldAppointed representative Magni Skin LimitedEnfieldAppointed representative Tyent UK LtdEnfieldAppointed representative Financing Enterprise LimitedEnfieldAuthorised Chris & Sons LimitedEnfieldAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Loanbridge

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

13 other companies its directors have run, named
2 background checks on its contact details
All 6 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Loanbridge Ltd FCA authorised?

Loanbridge Ltd (FRN 1020118) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Loanbridge?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Loanbridge Ltd (FRN 1020118) is an AR of Optimum Commercial Solutions Ltd (FRN 808754). When you use Loanbridge's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Loanbridge, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Loanbridge’s phone number?

The FCA register lists the phone number 07889 945431 for Loanbridge. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Loanbridge a scam or clone?

Loanbridge is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Loanbridge?

Protection works through Optimum Commercial Solutions Ltd, the principal firm responsible for Loanbridge's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Loanbridge?

Companies House lists 2 people with significant control of Loanbridge: Mr Caglar Bektas (25–50% of shares) and Mr Ali Ekber Goztas (25–50% of shares).

Who runs Loanbridge?

Companies House lists 2 directors of Loanbridge: Caglar Bektas and Ali Ekber Goztas.

How long has Loanbridge been in business?

The company was formed on 4 September 2024.

What do Loanbridge’s latest accounts show?

Its latest accounts, to 30 September 2025, show net assets of £100 (no earlier figure to compare) and cash at bank of £100 (no earlier figure to compare).