Loanpad Limited

Reference number: 741576

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When loanpad.com first appeared online, and whether it can receive email
  • What kind of line 020 3829 4555 is
  • Who else gives the postcode NW9 6BX
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Loanbook Limited Former name: A name it was registered under before.
  • Loanbook Former trading name: A name it used to trade under.

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

Past FCA permissions and consumer protection

  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Permissions on the FCA record

  • Hold or safeguard your money
Show FCA detail (1 permission)
  • Operating an electronic system in relation to lending

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
10 March 2015 (11 years old)
Registered office
5 Technology Park, Colindeep Lane, Colindale, London, NW9 6BX, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Louis Jean Schwartz Director Jul 1979 10 Mar 2015 10 other companies
Stephanie Tamman Secretary Not published 19 Oct 2021 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
6
still active
4

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Total equity

£3.40m

+68% from £2.03m

Cash at bank

£798k

+153% from £315k

Owed within a year

£557k

+238% from £165k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09479658. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Loanpad’s history from the FCA register and Companies House, newest first.

2022

12 May 2022

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2018

15 March 2018

  • Changed its registered name from "Loanbook Limited"

FCA register

5 February 2018

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2017

24 February 2017

  • Loanpad Holdings Limited took control (75–100% of shares)

Companies House

2015

10 March 2015

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Loanpad

Other FCA-listed firms that share a director, phone number or address with Loanpad. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Loanpad

Other firms of the same type (peer-to-peer lending platform), nearest first.

In the North West London (NW) postcode area

Elsewhere in the UK

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Loanpad

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 13 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Loanpad Limited FCA authorised?
Yes, Loanpad Limited (FRN 741576) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2018 and works as a peer-to-peer lending platform. The FCA has placed no limits on its permissions.
What is Loanpad’s phone number and website?
The FCA register lists the phone number 020 3829 4555 and the website loanpad.com for Loanpad. If you were given different contact details, use these to check with the firm before going any further.
Is Loanpad a scam or clone?
Scammers have impersonated Loanpad: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Loanpad, shown on this page.
Is my money safe with Loanpad?
It is permitted to hold and control client money, which it must keep separate from its own. Protection depends on which product you hold and how Loanpad handles your money, so check the specific product before you commit. You can also refer complaints about Loanpad to the Financial Ombudsman Service, free of charge.
Who owns Loanpad?
Loanpad is owned by Loanpad Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 24 February 2017.
Who runs Loanpad?
Companies House lists one director of Loanpad: Louis Jean Schwartz.
How long has Loanpad been in business?
The company was formed on 10 March 2015, and has held its current FCA authorisation since February 2018.
What do Loanpad’s latest accounts show?
Its latest accounts, to 31 December 2025, show total equity of £3.40m (+68% from £2.03m) and cash at bank of £798k (+153% from £315k).
Does Loanpad use any other names?
It has previously used 2 other names: Loanbook Limited and Loanbook.

Sources and links

The full report on Loanpad Limited

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