Local Finance Services Limited

Reference number: 677348

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01670 356073

  • Address

    74 Beaconsfield Street, -, Blyth, Northumberland, NE24 2DS, United Kingdom

In the full report: 2 background checks

  • What kind of line 01670 356073 is
  • Who else gives the postcode NE24 2DS
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into a regulated home credit loan agreement as lender
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06276838
Company status
Active
Company type
Private limited company
Incorporated
12 June 2007 (19 years old)
Registered office
74 Beaconsfield Street, Blyth, Northumberland, NE44 2DS
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
Rabinder Singh Bariana Director Jan 1964 12 Jun 2007 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£104k

+36% from £76.4k

Cash at bank

£17.4k

−50% from £34.7k

Employees (average)

6

Same as 6

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06276838. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Local Finance Services’s history from the FCA register and Companies House, newest first.

Key events (7) All events (12)

2017

31 July 2017

  • Stephanie Bariana gave up control

Companies House

2016

6 April 2016

  • Rabinder Singh Bariana took control (75–100% of shares)
  • Stephanie Bariana took control (75–100% of shares)

Companies House

2015

7 December 2015

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2007

12 June 2007

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (7 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Local Finance Services

Other FCA-listed firms that share a director, phone number or address with Local Finance Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Local Finance Services

Other firms of the same type (lender), nearest first.

In Blyth

Oldgate Finance LimitedBlythAuthorisedPenny Lane Credit Services LtdBlythAuthorisedBevington P LimitedBlythAuthorisedReadypay LimitedBlythAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Local Finance Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 12 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Local Finance Services Limited FCA authorised?
Yes, Local Finance Services Limited (FRN 677348) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2015 and works as a lender. The FCA has placed a limit on what it may do.
What is Local Finance Services’ phone number?
The FCA register lists the phone number 01670 356073 for Local Finance Services. If you were given different contact details, use these to check with the firm before going any further.
Is Local Finance Services a scam or clone?
Local Finance Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Local Finance Services?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Local Finance Services handles your money, so check the specific product before you commit. You can also refer complaints about Local Finance Services to the Financial Ombudsman Service, free of charge.
Who owns Local Finance Services?
Companies House lists one person with significant control of Local Finance Services: Mr Rabinder Singh Bariana (75–100% of shares). Before that, it was controlled by Mrs Stephanie Bariana.
Who runs Local Finance Services?
Companies House lists one director of Local Finance Services: Rabinder Singh Bariana.
How long has Local Finance Services been in business?
The company was formed on 12 June 2007, and has held its current FCA authorisation since December 2015.
What do Local Finance Services’ latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £104k (+36% from £76.4k) and cash at bank of £17.4k (−50% from £34.7k).

Sources and links

The full report on Local Finance Services Limited

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