Lochaber Citizens Advice Bureau

Reference number: 617464

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When lochabercab.org.uk first appeared online, and whether it can receive email
  • What kind of line 01397 705311 is
  • Who else gives the postcode PH33 6JB
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The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Debt Adjusting
  • Debt-counselling
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private company limited by guarantee
Incorporated
24 October 1990 (36 years old)
Registered office
Dudley Road, Fort William, Inverness Shire, PH33 6JB
Nature of business
  • Other information service activities not elsewhere classified (SIC 63990)

Directors and company secretaries

Name Role Born Appointed Other companies
Cherryl Scott Allan Director Nov 1951 7 Oct 1993 4 other companies
Richard Arthur Rumney Director Jun 1943 2 Oct 2001 4 other companies
Donald Gordon Paterson Wallace Director May 1946 1 Jul 2002 1 other company
Calum Ian Mackinnon Director Feb 1954 18 Sep 2018 None
Abigail Anne Wineberg Director Oct 1959 8 Oct 2024 1 other company
Karen Dean Director Apr 1968 8 Oct 2024 None
Mabel Wilson Wallace Secretary Not published 28 Aug 2007 –

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
closed down
4
run together
1

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 6 directors run together
  • All 59 people who have ever been directors, with their dates
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Key dates in its history

Lochaber Citizens Advice Bureau’s history from the FCA register and Companies House, newest first.

2014

1 April 2014

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not for profit firm)
  • Became authorised by the FCA

FCA register

1990

24 October 1990

  • Incorporated at Companies House

Companies House

In the full report: all 119 events

  • All 119 events in its history (4 shown here)
  • Every director appointment and resignation: 112
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Firms connected to Lochaber Citizens Advice Bureau

Other FCA-listed firms that share a director, phone number or address with Lochaber Citizens Advice Bureau. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Lochaber Citizens Advice Bureau

Other firms of the same type (debt advice or management), nearest first.

In the Perth (PH) postcode area

Elsewhere in the UK

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lochaber Citizens Advice Bureau

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 119 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Lochaber Citizens Advice Bureau FCA authorised?
Yes, Lochaber Citizens Advice Bureau (FRN 617464) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2014 and works as a debt advice or management. The FCA has placed no limits on its permissions.
What is Lochaber Citizens Advice Bureau’s phone number and website?
The FCA register lists the phone number 01397 705311 and the website lochabercab.org.uk for Lochaber Citizens Advice Bureau. If you were given different contact details, use these to check with the firm before going any further.
Is Lochaber Citizens Advice Bureau a scam or clone?
Lochaber Citizens Advice Bureau is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lochaber Citizens Advice Bureau?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Lochaber Citizens Advice Bureau handles your money, so check the specific product before you commit. You can also refer complaints about Lochaber Citizens Advice Bureau to the Financial Ombudsman Service, free of charge.
Who runs Lochaber Citizens Advice Bureau?
Companies House lists 6 directors of Lochaber Citizens Advice Bureau: Cherryl Scott Allan, Richard Arthur Rumney, Donald Gordon Paterson Wallace, Calum Ian Mackinnon, Abigail Anne Wineberg and Karen Dean.
How long has Lochaber Citizens Advice Bureau been in business?
The company was formed on 24 October 1990, and has held its current FCA authorisation since April 2014.

Sources and links

The full report on Lochaber Citizens Advice Bureau

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