Lockhart-Cator Limited

Reference number: 685320

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When familycarsales.co.uk first appeared online, and whether it can receive email
  • What kind of line 01953 789504 is
  • Who else gives the postcode NR9 3DJ
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • Family Car Sales Trading name: A name it trades under now.
  • Cator Family Car Sales Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
19 February 2015 (11 years old)
Registered office
42 Poppy Street, Wymondham, NR18 0YU, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Steven Peter Robert Cator Director Jun 1983 19 Feb 2015 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 28 February 2025Micro-entity accountsNot audited

Net assets

£192k

+23% from £156k

Employees (average)

8

+14% from 7

Owed within a year

£360k

+7.4% from £335k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09448957. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lockhart-Cator’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Sophie Francesca Cator became a part-owner (25–50% of shares)
  • Steven Peter Robert Cator became a part-owner (25–50% of shares)

Companies House

2015

3 July 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

19 February 2015

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (5 shown here)
  • Every director appointment and resignation: 3
Instant PDF download

Firms like Lockhart-Cator

Other firms of the same type (car dealer), nearest first.

In Norwich

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lockhart-Cator

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 13 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Lockhart-Cator Limited FCA authorised?
Yes, Lockhart-Cator Limited (FRN 685320) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2015 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Lockhart-Cator’s phone number and website?
The FCA register lists the phone number 01953 789504 and the website familycarsales.co.uk for Lockhart-Cator. If you were given different contact details, use these to check with the firm before going any further.
Is Lockhart-Cator a scam or clone?
Lockhart-Cator is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lockhart-Cator?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Lockhart-Cator handles your money, so check the specific product before you commit. You can also refer complaints about Lockhart-Cator to the Financial Ombudsman Service, free of charge.
Who owns Lockhart-Cator?
Companies House lists 2 people with significant control of Lockhart-Cator: Mr Steven Peter Robert Cator (25–50% of shares) and Mrs Sophie Francesca Cator (25–50% of shares).
Who runs Lockhart-Cator?
Companies House lists one director of Lockhart-Cator: Steven Peter Robert Cator.
How long has Lockhart-Cator been in business?
The company was formed on 19 February 2015, and has held its current FCA authorisation since July 2015.
What do Lockhart-Cator’s latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of £192k (+23% from £156k).
Does Lockhart-Cator use any other names?
It trades as Family Car Sales. It has previously used the name Cator Family Car Sales.

Sources and links

The full report on Lockhart-Cator Limited

£19.99 · Instant PDF download

Loading secure checkout…