Locks Edge Wealth Management Ltd

Reference number: 1051051

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Locks Edge Wealth Management Ltd (FRN 1051051) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Locks Edge Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Locks Edge Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When locksedge.co.uk first appeared online, and whether it can receive email
  • What kind of line 07874 227658 is
  • Who else gives the postcode BR5 1RS
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16972159
Company status
Active
Company type
Private limited company
Incorporated
19 January 2026 (less than a year old)
Registered office
169 Clareville Road, Orpington, BR5 1RS, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Matthew Charles Wain Director May 1997 19 Jan 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Locks Edge Wealth Management’s history from the FCA register and Companies House, newest first.

2026

7 February 2026

  • Became an appointed representative
  • Began trading as "Locks Edge Wealth Management"

FCA register

19 January 2026

  • Incorporated at Companies House
  • Matthew Charles Wain took control (75–100% of shares)
  • Matthew Charles Wain appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Locks Edge Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Orpington

Bs & B LLPOrpingtonAppointed representativeBurwood Sage Asset Management LtdOrpingtonAppointed representativeDerek ClementsOrpingtonAppointed representativeGraham KetchOrpingtonAppointed representativeGrove Investment Solutions LtdOrpingtonAppointed representativeJ & G Financials LimitedOrpingtonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Locks Edge Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Locks Edge Wealth Management Ltd FCA authorised?
Locks Edge Wealth Management Ltd (FRN 1051051) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Locks Edge Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Locks Edge Wealth Management Ltd (FRN 1051051) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Locks Edge Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Locks Edge Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Locks Edge Wealth Management’s phone number and website?
The FCA register lists the phone number 07874 227658 and the website locksedge.co.uk for Locks Edge Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Locks Edge Wealth Management a scam or clone?
Locks Edge Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Locks Edge Wealth Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Locks Edge Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Locks Edge Wealth Management?
Companies House lists one person with significant control of Locks Edge Wealth Management: Mr Matthew Charles Wain (75–100% of shares).
Who runs Locks Edge Wealth Management?
Companies House lists one director of Locks Edge Wealth Management: Matthew Charles Wain.
How long has Locks Edge Wealth Management been in business?
The company was formed on 19 January 2026.

Sources and links

The full report on Locks Edge Wealth Management Ltd

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