Lofti Proptech Ltd: FCA regulated?

Acts as an e-money agent

This firm does not hold FCA authorisation of its own, and acts as an e-money agent under another firm's authorisation.

Agent for 3 years
No FCA actions
Active company since 2020
Accounts filed up to 31 December 2024
Your funds are not FSCS protected
On its latest accounts it owed £899k more than it owned

Responsible principal firm

TrueLayer Limited Reference number: 901096 Authorised View firm →

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

lofti.co (opens in a new tab)
No phone number on the FCA register
Address

60 Grays Inn Road, London, WC1X 8LU, United Kingdom

In the full report: 2 background checks

When lofti.co first appeared online, and whether it can receive email
Who else gives the postcode WC1X 8LU

Past FCA permissions and consumer protection

Protection works through the principal
This firm acts as an agent of an authorised payment or e-money firm rather than holding its own authorisation. FSCS does not protect money held by an agent. Funds should be safeguarded by the principal, and the Financial Ombudsman Service may still be able to look at a complaint.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 12418350 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 22 January 2020 (6 years old)
Registered office: Gi.2.07 60 Gray's Inn Road, London, WC1X 8LU, England
Nature of business: Business and domestic software development (SIC 62012)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Andreas Gkerazis	Director	Jun 1983	22 Jan 2020	8 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 8
closed down: 2
still active: 6

In the full report: all 8 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2024Full accountsNot audited

Net assets

−£899k

Down £424k from −£475k

Cash at bank

£972

−64% from £2,701

Employees (average)

1

−67% from 3

Owed within a year

£232k

Up £223k from £8,247

Net assets are negative: on its last balance sheet the company owed £899k more than it owned.

Assets and liabilities

In the full report: all 5 years of accounts

Every year from 2020 to 2024
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 12418350. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lofti Proptech’s history from the FCA register and Companies House, newest first.

Key events (3) All events (8)

2023

26 April 2023

Status on the FCA register became "EMD Agent"

FCA register

2020

22 January 2020

Incorporated at Companies House
Andreas Gkerazis became the majority owner (50–75% of shares)

Companies House

In the full report: all 8 events

All 8 events in its history (3 shown here)
Every director appointment and resignation: 5

Firms like Lofti Proptech

Other firms of the same type (payment or money transfer firm), nearest first.

In the Central London (WC) postcode area

Moqu Ltd.LondonAgent Positron Technologies LtdAgent Spoynt LimitedLondonAgent Gemini Payments UK, LTDLondonAuthorised PPRO Financial LimitedLondonAuthorised PaySend PLCLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lofti Proptech

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

8 other companies its directors have run, named
2 background checks on its contact details
5 years of accounts, charted
All 8 events in its history

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Frequently asked questions about this firm

Is Lofti Proptech Ltd FCA authorised?

Lofti Proptech Ltd (FRN 903093) is on the FCA register as an agent of an authorised payment or e-money firm. It does not hold its own authorisation: it acts under the principal's, and the principal is responsible for the money.

What is Lofti Proptech’s website?

The FCA register lists the website lofti.co for Lofti Proptech. If you were given different contact details, use these to check with the firm before going any further.

Is Lofti Proptech a scam or clone?

Lofti Proptech is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Lofti Proptech?

Lofti Proptech is an agent, so it does not hold its own FCA authorisation and FSCS does not protect money held by an agent. Your money should be safeguarded by the authorised firm it acts for. You can still refer a complaint to the Financial Ombudsman Service, which may be able to look at it.

Who owns Lofti Proptech?

Companies House lists one person with significant control of Lofti Proptech: Mr Andreas Gkerazis (50–75% of shares).

Who runs Lofti Proptech?

Companies House lists one director of Lofti Proptech: Andreas Gkerazis.

How long has Lofti Proptech been in business?

The company was formed on 22 January 2020.

What do Lofti Proptech’s latest accounts show?

Its latest accounts, to 31 December 2024, show net assets of −£899k (down £424k from −£475k) and cash at bank of £972 (−64% from £2,701).