Logic Financial Services Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 11 years
Your funds are protected by FSCS
No FCA actions
Active company since 2013
Accounts filed up to 31 December 2024

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

logicfinancialservices.co.uk (opens in a new tab)
Phone number

01491 612754
Address

Bank Chambers, Hill Road, Watlington, Oxfordshire, OX49 5AB, United Kingdom

In the full report: 3 background checks

When logicfinancialservices.co.uk first appeared online, and whether it can receive email
What kind of line 01491 612754 is, and the other firm that gives it
Who else gives the postcode OX49 5AB

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (12 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Acting as a CBTL Arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on Pension Transfers and Pension Opt Outs
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 08552770 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 3 June 2013 (13 years old)
Registered office: Matches the FCA register address ✓
Nature of business: Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Harmit Heer	Director	Aug 1976	3 Jun 2013	4 other companies
Harjeet Singh Heer	Director	Jul 1977	28 Nov 2014	6 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 9
closed down: 5
is FCA-registered: 1

In the full report: all 9 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
The 1 company these 2 directors run together
All 5 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2024Full accountsNot audited

Net assets

£144k

−3.2% from £149k

Cash at bank

£219k

−1.4% from £223k

Owed within a year

£109k

−7.6% from £118k

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2019 to 2024
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08552770. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Logic Financial Services’s history from the FCA register and Companies House, newest first.

Key events (5) All events (16)

2025

1 January 2025

Harjeet Singh Heer became a part-owner (25–50% of shares)
Harmit Kaur Heer became a part-owner (25–50% of shares)

Companies House

2014

3 November 2014

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2013

3 June 2013

Incorporated at Companies House

Companies House

In the full report: all 16 events

All 16 events in its history (5 shown here)
Every director appointment and resignation: 8

Firms connected to Logic Financial Services

Other FCA-listed firms that share a director, phone number or address with Logic Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1
share its phone number: 1

In the full report: the connected firm, named

How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Logic Financial Services

Other firms of the same type (financial adviser), nearest first.

In Watlington

Adaurum LimitedWatlingtonAuthorised Rushton Ricard LLPWatlingtonSee the register J A Morgan & PartnersWatlingtonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Logic Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

9 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 16 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Logic Financial Services Ltd FCA authorised?

Yes, Logic Financial Services Ltd (FRN 627030) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2014 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is Logic Financial Services’ phone number and website?

The FCA register lists the phone number 01491 612754 and the website logicfinancialservices.co.uk for Logic Financial Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Logic Financial Services a scam or clone?

Logic Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Logic Financial Services?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Logic Financial Services to the Financial Ombudsman Service, free of charge.

Who owns Logic Financial Services?

Companies House lists 2 people with significant control of Logic Financial Services: Mrs Harmit Kaur Heer (25–50% of shares) and Mr Harjeet Singh Heer (25–50% of shares).

Who runs Logic Financial Services?

Companies House lists 2 directors of Logic Financial Services: Harmit Heer and Harjeet Singh Heer.

How long has Logic Financial Services been in business?

The company was formed on 3 June 2013, and has held its current FCA authorisation since November 2014.

What do Logic Financial Services’ latest accounts show?

Its latest accounts, to 31 December 2024, show net assets of £144k (−3.2% from £149k) and cash at bank of £219k (−1.4% from £223k).