Lombard Discount Ltd: FCA regulated?

On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

Registered for 8 years
No FCA actions
Active company since 1953

What does this mean?

Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
No phone number on the FCA register
Address

280 Bishopsgate, London, EC2M 4RB, United Kingdom

In the full report: 1 background check

Who else gives the postcode EC2M 4RB

Past FCA permissions and consumer protection

Money-laundering registration only
This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name: LOMBARD DISCOUNT LIMITED
Company number: 00522511 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 8 August 1953 (73 years old)
Registered office: 250 Bishopsgate, London, EC2M 4AA, England
Nature of business: Financial leasing (SIC 64910)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Colin Tait	Director	Apr 1977	7 Mar 2022	2 other companies
Paul Andrew Edwards	Director	Apr 1975	25 Sep 2024	15 other companies
NATWEST GROUP SECRETARIAL SERVICES LIMITED	Corporate secretary	Not published	14 Sep 2012	–

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 16
closed down: 1
are FCA-registered: 5

In the full report: all 16 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 5 on the FCA register
The 1 company these 2 directors run together
All 29 people who have ever been directors, with their dates

Key dates in its history

Lombard Discount’s history from the FCA register and Companies House, newest first.

Key events (3) All events (55)

2018

23 February 2018

Registered with the FCA

FCA register

2016

6 April 2016

Lombard North Central PLC took control (75–100% of shares)

Companies House

1953

8 August 1953

Incorporated at Companies House

Companies House

In the full report: all 55 events

All 55 events in its history (3 shown here)
Every director appointment and resignation: 52

Firms connected to Lombard Discount

Other FCA-listed firms that share a director, phone number or address with Lombard Discount. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 5
share a director: 5
share its postcode: 2

In the full report: all 5 connected firms, named

How each is linked: shared directors (5), the same postcode (2)
Who links each one: the named directors, with dates

Get the full report on Lombard Discount

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

16 other companies its directors have run, named
1 background check on its contact details
All 55 events in its history
5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Lombard Discount Ltd FCA authorised?

Lombard Discount Ltd (FRN 783959) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.

Is Lombard Discount a scam or clone?

Lombard Discount is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.

Is my money safe with Lombard Discount?

Money you hand to Lombard Discount is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

Who owns Lombard Discount?

Lombard Discount is owned by Lombard North Central PLC, which holds 75–100% of shares and 75–100% of votes, since 6 April 2016.

Who runs Lombard Discount?

Companies House lists 2 directors of Lombard Discount: Colin Tait and Paul Andrew Edwards.

How long has Lombard Discount been in business?

The company was formed on 8 August 1953.