Lomond Financial Management Group Ltd

Reference number: 488153

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When lomondwealth.com first appeared online, and whether it can receive email
  • What kind of line 01786 542410 is, and the 2 other firms that give it
  • Who else gives the postcode FK7 7SH
Instant PDF download
Other names (3)

If you were contacted under any of these names, it is this firm.

  • Lomond Mortgage Solutions Trading name
  • Motherwell Mortgages Financial Services Ltd Former name
  • Motherwell Mortgages Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC274673
Company status
Active
Company type
Private limited company
Incorporated
13 October 2004 (22 years old)
Registered office
216 West George Street, Glasgow, G2 2PQ, Scotland
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Derek James Fish Director Jan 1976 9 Aug 2017 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
are FCA-registered
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 8 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£471k

−1.5% from £478k

Cash at bank

£302k

+32% from £228k

Employees (average)

1

Same as 1

Owed within a year

£3,000

+34% from £2,231

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC274673. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lomond Financial Management Group’s history from the FCA register and Companies House, newest first.

Key events (11) All events (28)

2017

22 December 2017

  • Changed its registered name from "Motherwell Mortgages Financial Services Ltd"

FCA register

9 August 2017

  • Board replaced: all 3 directors left and 4 new directors took over
  • Alistair Lafferty stopped being a part-owner
  • Elizabeth Melville Lafferty stopped being a part-owner
  • Lomond Wealth Management Ltd took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Alistair Lafferty became a part-owner (25–50% of shares)
  • Elizabeth Melville Lafferty became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2009

2 January 2009

  • Became authorised by the FCA

FCA register

2008

29 August 2008

  • Regulated by the Financial Services Authority from this date

FCA register

2004

13 October 2004

  • Incorporated at Companies House

Companies House

In the full report: all 28 events

  • All 28 events in its history (11 shown here)
  • Every director appointment and resignation: 9
Instant PDF download

Firms connected to Lomond Financial Management Group

Other FCA-listed firms that share a director, phone number or address with Lomond Financial Management Group. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
2
share its phone number
1

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (2), the same phone number (1), the same postcode (3)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Lomond Financial Management Group

Other firms of the same type (financial adviser), nearest first.

In Stirling

Clarity Wealth Services LimitedStirlingAuthorisedIntegrated Wealth Management LtdStirlingAuthorisedKings Park Financial Management (Scotland) LimitedStirlingAuthorisedMcArthur Smith Financial Management LtdStirlingAuthorisedAGM Financial Services LtdStirlingAppointed representativeCapercaillie Financial Advice LimitedStirlingAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lomond Financial Management Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 28 events in its history
  • 4 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Lomond Financial Management Group Ltd FCA authorised?
Yes, Lomond Financial Management Group Ltd (FRN 488153) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2009 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Lomond Financial Management Group’s phone number and website?
The FCA register lists the phone number 01786 542410 and the website lomondwealth.com for Lomond Financial Management Group. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is Lomond Financial Management Group a scam or clone?
Lomond Financial Management Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lomond Financial Management Group?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Lomond Financial Management Group to the Financial Ombudsman Service, free of charge.
Who owns Lomond Financial Management Group?
Lomond Financial Management Group is owned by Lomond Wealth Management Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 9 August 2017. Before that, it was controlled by Mr Alistair Lafferty and Mrs Elizabeth Melville Lafferty.
Who runs Lomond Financial Management Group?
Companies House lists one director of Lomond Financial Management Group: Derek James Fish.
How long has Lomond Financial Management Group been in business?
The company was formed on 13 October 2004, and has held its current FCA authorisation since January 2009.
What do Lomond Financial Management Group’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £471k (−1.5% from £478k) and cash at bank of £302k (+32% from £228k).
Does Lomond Financial Management Group use any other names?
It trades as Lomond Mortgage Solutions. It has previously used 2 other names: Motherwell Mortgages Financial Services Ltd and Motherwell Mortgages.

Sources and links

The full report on Lomond Financial Management Group Ltd

£19.99 · Instant PDF download

Loading secure checkout…