London and County Financial Advisors Ltd
Reference number: 594743
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2016
- Accounts filed up to 30 September 2025
- On its latest accounts it owed £85.6k more than it owned
Responsible principal firm
2 Plan Wealth Management Limited Reference number: 461598 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- London and County Financial Advisors Ltd (FRN 594743) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use London and County Financial Advisors's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from London and County Financial Advisors, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Marlowe Innovation Centre, Marlow Way, Ramsgate, Kent, CT12 6FA, United Kingdom
In the full report: 3 background checks
- When londonandcountyfa.com first appeared online, and whether it can receive email
- What kind of line 01634 296002 is
- Who else gives the postcode CT12 6FA
Other names (5)
If you were contacted under any of these names, it is this firm.
- London & County Financial Advisors Trading name: A name it trades under now.
- Rob Winter Former name: A name it was registered under before.
- London & County Asset Management Former trading name: A name it used to trade under.
- London & County Independent Financial Advisors Former trading name: A name it used to trade under.
- London & County Wealth Management Former trading name: A name it used to trade under.
Warning
Scammers have impersonated this firm
Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.
Fake email addresses (1)
- info@nordictr.com
Fake websites (1)
- nordictr.com
The FCA warning these came from
- NordicTR 7 July 2026
Scammers change these details often. Always check the live FCA warning.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through 2 Plan Wealth Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
The clone warnings above are scammers using this firm's name, not something the firm has done.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- LONDON AND COUNTY FINANCIAL ADVISORS LIMITED
- Company number
- 10359622 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 5 September 2016 (10 years old)
- Registered office
- Marlowe Innovation Centre, Marlowe Way, Ramsgate, CT12 6FA, England
- Nature of business
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- Financial management (SIC 70221)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Robert Derek Winter | Director | Apr 1976 | 5 Sep 2016 | None |
| Julian Craig Tinworth Milner | Director | Aug 1961 | 2 Sep 2026 | None |
| Charlotte Louise Winter | Director | Sep 1984 | 2 Sep 2026 | 2 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- still active
- 2
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
−£85.6k
−455% from £24.1k
Employees (average)
4
−20% from 5
Owed within a year
£95.9k
−14% from £111k
Net assets are negative: on its last balance sheet the company owed £85.6k more than it owned.
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 10359622. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
London and County Financial Advisors’s history from the FCA register and Companies House, newest first.
2026
7 July 2026
- FCA warned the public about a scam impersonating this firm
FCA warning list
2024
17 December 2024
- Became an appointed representative
FCA register
2020
1 April 2020
- Charlotte Louise Winter became a part-owner (25–50% of shares)
Companies House
2017
24 March 2017
- Changed its registered name from "Rob Winter"
FCA register
2016
5 September 2016
- Incorporated at Companies House
- Robert Derek Winter took control (50–75% of shares)
Companies House
In the full report: all 16 events
- All 16 events in its history (6 shown here)
- Every director appointment and resignation: 3
Firms like London and County Financial Advisors
Other firms of the same type (financial adviser), nearest first.
In Ramsgate
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on London and County Financial Advisors
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 16 events in its history
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Frequently asked questions about this firm
Is London and County Financial Advisors Ltd FCA authorised?
What does appointed representative mean for London and County Financial Advisors?
What is London and County Financial Advisors’ phone number and website?
Is London and County Financial Advisors a scam or clone?
Is my money safe with London and County Financial Advisors?
Who owns London and County Financial Advisors?
Who runs London and County Financial Advisors?
How long has London and County Financial Advisors been in business?
What do London and County Financial Advisors’ latest accounts show?
Does London and County Financial Advisors use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- FCA warning: NordicTR fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk