Longmuir Financial Planning Ltd

Reference number: 1028111

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Longmuir Financial Planning Ltd (FRN 1028111) is an AR of ValidPath Limited (FRN 197107). When you use Longmuir Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Longmuir Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01592 331025

  • Address

    33 Weavers Crescent, Kirkcaldy, Fife, KY2 5LN, United Kingdom

In the full report: 2 background checks

  • What kind of line 01592 331025 is
  • Who else gives the postcode KY2 5LN
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
8 October 2024 (2 years old)
Registered office
33 Weavers Crescent, Kirkcaldy, KY2 5LN, Scotland
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
  • Other activities auxiliary to insurance and pension funding (SIC 66290)
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Elliot Peter Guthrie Director Apr 1998 8 Oct 2024 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

18 months to 31 March 2026Small company accountsNot audited

Net assets

£18.7k

No earlier figure to compare

Cash at bank

£23.7k

No earlier figure to compare

Employees (average)

1

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC825254. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Longmuir Financial Planning’s history from the FCA register and Companies House, newest first.

2025

15 February 2025

  • Became an appointed representative

FCA register

2024

8 October 2024

  • Incorporated at Companies House
  • Elliot Peter Guthrie took control (75–100% of shares)
  • Elliot Peter Guthrie appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Longmuir Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Kirkcaldy

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Longmuir Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Longmuir Financial Planning Ltd FCA authorised?
Longmuir Financial Planning Ltd (FRN 1028111) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Longmuir Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Longmuir Financial Planning Ltd (FRN 1028111) is an AR of ValidPath Limited (FRN 197107). When you use Longmuir Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Longmuir Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Longmuir Financial Planning’s phone number?
The FCA register lists the phone number 01592 331025 for Longmuir Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Longmuir Financial Planning a scam or clone?
Longmuir Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Longmuir Financial Planning?
Protection works through ValidPath Limited, the principal firm responsible for Longmuir Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Longmuir Financial Planning?
Companies House lists one person with significant control of Longmuir Financial Planning: Mr Elliot Peter Guthrie (75–100% of shares).
Who runs Longmuir Financial Planning?
Companies House lists one director of Longmuir Financial Planning: Elliot Peter Guthrie.
How long has Longmuir Financial Planning been in business?
The company was formed on 8 October 2024.
What do Longmuir Financial Planning’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £18.7k (no earlier figure to compare) and cash at bank of £23.7k (no earlier figure to compare).

Sources and links

The full report on Longmuir Financial Planning Ltd

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