Look To Buy Limited

Reference number: 726338

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Automotive Compliance Limited Reference number: 497010 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Look To Buy Limited (FRN 726338) is an AR of Automotive Compliance Limited (FRN 497010). When you use Look To Buy's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Look To Buy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cars2buy.co.uk first appeared online, and whether it can receive email
  • What kind of line 01223 257740 is
  • Who else gives the postcode CB24 9AD
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Cars2Buy Trading name
  • www.cars2buy.co.uk Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Automotive Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05523089
Company status
Active
Company type
Private limited company
Incorporated
29 July 2005 (21 years old)
Registered office
Potton House, Wyboston Lakes, Great North Road, Wyboston, Bedford, MK44 3BZ
Nature of business
  • Other information technology service activities (SIC 62090)

Directors and company secretaries

Name Role Born Appointed Other companies
Jonathan Neil Brammar Director Sep 1983 30 May 2008 None
Judith Anne Brammar Director May 1954 30 May 2008 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£137k

−37% from £217k

Cash at bank

£131k

−42% from £228k

Employees (average)

5

Same as 5

Owed within a year

£151k

+34% from £112k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05523089. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Look To Buy’s history from the FCA register and Companies House, newest first.

Key events (5) All events (11)

2016

6 April 2016

  • Judith Anne Brammar became a part-owner (25–50% of shares)
  • Paul Brammar became a part-owner (25–50% of shares)

Companies House

2015

23 November 2015

  • Became an appointed representative

FCA register

2008

30 May 2008

  • Board replaced: its only director left and 2 new directors took over

Companies House

2005

29 July 2005

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Look To Buy

Other FCA-listed firms that share a director, phone number or address with Look To Buy. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
no longer authorised
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Look To Buy

Other firms of the same type (insurance broker), nearest first.

In Cambridge

Blue Coast Wealth Management LimitedCambridgeAppointed representativeCEG UFP LimitedCambridgeAppointed representativeCGS Administrative Services LimitedCambridgeAppointed representativeEncore Estate Management LtdCambridgeAppointed representativeIdealistic Financial Services LtdCambridgeAppointed representativeLoyalty Financial Solutions LimitedCambridgeAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Look To Buy

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Look To Buy Limited FCA authorised?
Look To Buy Limited (FRN 726338) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Look To Buy?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Look To Buy Limited (FRN 726338) is an AR of Automotive Compliance Limited (FRN 497010). When you use Look To Buy's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Look To Buy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Look To Buy’s phone number and website?
The FCA register lists the phone number 01223 257740 and the website cars2buy.co.uk for Look To Buy. If you were given different contact details, use these to check with the firm before going any further.
Is Look To Buy a scam or clone?
Look To Buy is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Look To Buy?
Protection works through Automotive Compliance Limited, the principal firm responsible for Look To Buy's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Look To Buy?
Companies House lists 2 people with significant control of Look To Buy: Mrs Judith Anne Brammar (25–50% of shares) and Paul Brammar (25–50% of shares).
Who runs Look To Buy?
Companies House lists 2 directors of Look To Buy: Jonathan Neil Brammar and Judith Anne Brammar.
How long has Look To Buy been in business?
The company was formed on 29 July 2005.
What do Look To Buy’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £137k (−37% from £217k) and cash at bank of £131k (−42% from £228k).
Does Look To Buy use any other names?
It trades as Cars2Buy and www.cars2buy.co.uk.

Sources and links

The full report on Look To Buy Limited

£19.99 · Instant PDF download

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