Lottstone LLP

Reference number: 917006

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Hockridge Mortgages Limited Reference number: 943849 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Lottstone LLP (FRN 917006) is an AR of Hockridge Mortgages Limited (FRN 943849). When you use Lottstone's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Lottstone, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When sandersmortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 01933 222441 is
  • Who else gives the postcode NN8 1BL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Sanders Mortgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Hockridge Mortgages Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
OC417754
Company status
Active
Company type
Limited liability partnership
Incorporated
14 June 2017 (9 years old)
Registered office
7 Sheep Street, Wellingborough, Northamptonshire, NN8 1BL, England

Directors and company secretaries

Name Role Born Appointed Other companies
Helen Mary Sanders LLP designated member Oct 1970 14 Jun 2017 None
Scott Andrew Sanders LLP designated member Aug 1967 14 Jun 2017 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Cash at bank

£3,237

−77% from £14.1k

Employees (average)

2

Same as 2

Owed within a year

£18.3k

−12% from £20.9k

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company OC417754. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Lottstone’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2019

18 November 2019

  • Became an appointed representative

FCA register

2017

14 June 2017

  • Incorporated at Companies House
  • Helen Mary Sanders became a part-owner (25–50% of shares)
  • Scott Andrew Sanders became the majority owner (50–75% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Lottstone

Other FCA-listed firms that share a director, phone number or address with Lottstone. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Lottstone

Other firms of the same type (mortgage adviser or broker), nearest first.

In Wellingborough

Andrew Robert HobbsWellingboroughAppointed representativeJoanne IvesWellingboroughAppointed representativeMontgomery FS LtdWellingboroughAppointed representativeBlue Moon Mortgages LimitedWellingboroughAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lottstone

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 7 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Lottstone LLP FCA authorised?
Lottstone LLP (FRN 917006) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Lottstone?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Lottstone LLP (FRN 917006) is an AR of Hockridge Mortgages Limited (FRN 943849). When you use Lottstone's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lottstone, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lottstone’s phone number and website?
The FCA register lists the phone number 01933 222441 and the website sandersmortgages.co.uk for Lottstone. If you were given different contact details, use these to check with the firm before going any further.
Is Lottstone a scam or clone?
Lottstone is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lottstone?
Protection works through Hockridge Mortgages Limited, the principal firm responsible for Lottstone's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Lottstone?
Companies House lists 2 people with significant control of Lottstone: Mr Scott Andrew Sanders (50–75% of votes) and Ms Helen Mary Sanders (25–50% of votes).
Who runs Lottstone?
Companies House lists 2 directors of Lottstone: Helen Mary Sanders and Scott Andrew Sanders.
How long has Lottstone been in business?
The company was formed on 14 June 2017.
What do Lottstone’s latest accounts show?
Its latest accounts, to 30 June 2025, show cash at bank of £3,237 (−77% from £14.1k).
Does Lottstone use any other names?
It trades as Sanders Mortgages.

Sources and links

The full report on Lottstone LLP

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