Lovecars Ltd

Reference number: 654185

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When lovecarsltd.com first appeared online, and whether it can receive email
  • What kind of line 01254 433636 is
  • Who else gives the postcode BB5 2RG
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
28 October 2009 (16 years old)
Registered office
Alliance House Manchester Road, Baxenden, Accrington, Lancashire, BB5 2RG
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Craig O'Hanlon Director Mar 1973 6 Apr 2010 None
Jessica Louise O'Hanlon Director Mar 1987 30 Mar 2012 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Net assets

£324k

+9.8% from £295k

Cash at bank

£79.9k

+94% from £41.3k

Employees (average)

4

+33% from 3

Owed within a year

£61.1k

<1% from £61.1k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07059090. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lovecars’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Craig O'Hanlon took control (75–100% of shares)

Companies House

2015

19 January 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2009

28 October 2009

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (4 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Lovecars

Other FCA-listed firms that share a director, phone number or address with Lovecars. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Lovecars

Other firms of the same type (car dealer), nearest first.

In Accrington

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lovecars

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 12 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Lovecars Ltd FCA authorised?
Yes, Lovecars Ltd (FRN 654185) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2015 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Lovecars’ phone number and website?
The FCA register lists the phone number 01254 433636 and the website lovecarsltd.com for Lovecars. If you were given different contact details, use these to check with the firm before going any further.
Is Lovecars a scam or clone?
Lovecars is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lovecars?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Lovecars handles your money, so check the specific product before you commit. You can also refer complaints about Lovecars to the Financial Ombudsman Service, free of charge.
Who owns Lovecars?
Companies House lists one person with significant control of Lovecars: Mr Craig O'Hanlon (75–100% of shares).
Who runs Lovecars?
Companies House lists 2 directors of Lovecars: Craig O'Hanlon and Jessica Louise O'Hanlon.
How long has Lovecars been in business?
The company was formed on 28 October 2009, and has held its current FCA authorisation since January 2015.
What do Lovecars’ latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £324k (+9.8% from £295k) and cash at bank of £79.9k (+94% from £41.3k).

Sources and links

The full report on Lovecars Ltd

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