Lowe Sot Limited

Reference number: 740153

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07721 538517

  • Address

    44 Maryville Park, Banbridge, Northern Ireland, BT32 3QZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07721 538517 is, and the other firm that gives it
  • Who else gives the postcode BT32 3QZ
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Snap-on Trading name: A name it trades under now.
  • Snap-on Diagnostics Trading name: A name it trades under now.
  • Snap-on Tools Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
5 April 2000 (26 years old)
Registered office
44 Maryville Park, Banbridge, County Down, BT32 3QZ
Nature of business
  • Wholesale of machine tools (SIC 46620)

Directors and company secretaries

Name Role Born Appointed Other companies
William George Lowe Director May 1966 5 Apr 2000 None
Jacqueline Lowe Secretary Not published 5 Apr 2000 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 April 2026Micro-entity accountsNot audited

Total equity

£100k

No earlier figure to compare

Employees (average)

2

Same as 2

Owed within a year

£407k

+14% from £358k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI038236. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lowe Sot’s history from the FCA register and Companies House, newest first.

2017

5 April 2017

  • William George Lowe took control (75–100% of shares)

Companies House

2016

18 July 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Jacqueline Lowe became a part-owner (25–50% of shares)

Companies House

2000

5 April 2000

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Lowe Sot

Other FCA-listed firms that share a director, phone number or address with Lowe Sot. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Lowe Sot

Other firms of the same type (lender), nearest first.

In Banbridge

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lowe Sot

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Lowe Sot Limited FCA authorised?
Yes, Lowe Sot Limited (FRN 740153) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Lowe Sot’s phone number?
The FCA register lists the phone number 07721 538517 for Lowe Sot. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Lowe Sot a scam or clone?
Lowe Sot is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lowe Sot?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Lowe Sot handles your money, so check the specific product before you commit. You can also refer complaints about Lowe Sot to the Financial Ombudsman Service, free of charge.
Who owns Lowe Sot?
Companies House lists 2 people with significant control of Lowe Sot: Mr William George Lowe (75–100% of shares) and Mrs Jacqueline Lowe (25–50% of shares).
Who runs Lowe Sot?
Companies House lists one director of Lowe Sot: William George Lowe.
How long has Lowe Sot been in business?
The company was formed on 5 April 2000, and has held its current FCA authorisation since July 2016.
What do Lowe Sot’s latest accounts show?
Its latest accounts, to 30 April 2026, show total equity of £100k (no earlier figure to compare).
Does Lowe Sot use any other names?
It trades as Snap-on, Snap-on Diagnostics and Snap-on Tools.

Sources and links

The full report on Lowe Sot Limited

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