Lowery Foster Brokers Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 4 years
Your funds are protected by FSCS
No FCA actions
Active company since 2019
Accounts filed up to 31 January 2026

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

COVERSURE.CO.UK/AMPTHILL (opens in a new tab)
Phone number

01525 838011
Address

Unit D, The Sidings, Station Road, Ampthill, Bedford, Bedfordshire, MK45 2QY, United Kingdom

In the full report: 3 background checks

When coversure.co.uk first appeared online, and whether it can receive email
What kind of line 01525 838011 is
Who else gives the postcode MK45 2QY

Other names (4)

If you were contacted under any of these names, it is this firm.

Coversure Trading name: A name it trades under now.
Coversure Ampthill Trading name: A name it trades under now.
Coversure Insurance Services (Ampthill) Trading name: A name it trades under now.
Expatsure Trading name: A name it trades under now.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (6 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Credit Broking
Dealing in investments as agent
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 11756879 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 9 January 2019 (7 years old)
Registered office: First Floor, Woburn Court 2 Railton Road, Woburn Road Industrial Estate, Kempston, Bedfordshire, MK42 7PN, England
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Paul Foster	Director	Jul 1984	9 Jan 2019	None
Mark David Lowery-Wiltshire	Director	Jul 1979	9 Jan 2019	None

In the full report: every company its directors have run

Confirmation that these 2 directors run no other company

Filed accounts and finances

Year to 31 January 2026Small company accountsNot audited

Net assets

£5,090

−69% from £16.2k

Cash at bank

£28.7k

−30% from £41.1k

Employees (average)

2

Same as 2

Owed within a year

£48.5k

+9.8% from £44.1k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2020 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11756879. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lowery Foster Brokers’s history from the FCA register and Companies House, newest first.

Key events (5) All events (13)

2022

3 May 2022

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2019

9 January 2019

Incorporated at Companies House
Mark David Lowery-Wiltshire became a part-owner (25–50% of shares)
Paul Foster became a part-owner (25–50% of shares)

Companies House

In the full report: all 13 events

All 13 events in its history (5 shown here)
Every director appointment and resignation: 2

Firms connected to Lowery Foster Brokers

Other FCA-listed firms that share a director, phone number or address with Lowery Foster Brokers. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Lowery Foster Brokers

Other firms of the same type (insurance broker), nearest first.

In Bedford

Bullerwell & Co LimitedBedfordAuthorised Golding McEvoy Risk Consultants LtdBedfordAuthorised Henderson and CompanyBedfordAuthorised M & D H Insurance Services LtdBedfordAuthorised Nexus I B LimitedBedfordAuthorised Phonus Insurance Services LimitedBedfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lowery Foster Brokers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

Every company its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 13 events in its history
1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Lowery Foster Brokers Ltd FCA authorised?

Yes, Lowery Foster Brokers Ltd (FRN 951001) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2022 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is Lowery Foster Brokers’ phone number and website?

The FCA register lists the phone number 01525 838011 and the website COVERSURE.CO.UK/AMPTHILL for Lowery Foster Brokers. If you were given different contact details, use these to check with the firm before going any further.

Is Lowery Foster Brokers a scam or clone?

Lowery Foster Brokers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Lowery Foster Brokers?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Lowery Foster Brokers to the Financial Ombudsman Service, free of charge.

Who owns Lowery Foster Brokers?

Companies House lists 2 people with significant control of Lowery Foster Brokers: Mr Mark David Lowery-Wiltshire (25–50% of shares) and Mr Paul Foster (25–50% of shares).

Who runs Lowery Foster Brokers?

Companies House lists 2 directors of Lowery Foster Brokers: Paul Foster and Mark David Lowery-Wiltshire.

How long has Lowery Foster Brokers been in business?

The company was formed on 9 January 2019, and has held its current FCA authorisation since May 2022.

What do Lowery Foster Brokers’ latest accounts show?

Its latest accounts, to 31 January 2026, show net assets of £5,090 (−69% from £16.2k) and cash at bank of £28.7k (−30% from £41.1k).

Does Lowery Foster Brokers use any other names?

It trades as Coversure, Coversure Ampthill, Coversure Insurance Services (Ampthill) and Expatsure.