Lowgates Motors Ltd

Reference number: 655472

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When motorsaveco.co.uk first appeared online, and whether it can receive email
  • What kind of line 01246 472225 is
  • Who else gives the postcode S43 3TU
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Motor Save Company Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05156991
Company status
Active
Company type
Private limited company
Incorporated
17 June 2004 (22 years old)
Registered office
Motorsave, Lowgates Staveley, Chesterfield, Derbyshire, S43 3TU
Nature of business
  • Maintenance and repair of motor vehicles (SIC 45200)

Directors and company secretaries

Name Role Born Appointed Other companies
Jeffery Hutchinson Director May 1961 18 Jun 2004 None
Michael Hutchinson Director Aug 1959 18 Jun 2004 None
Michael Hutchinson Secretary Not published 18 Jun 2004 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Net assets

£59.5k

−10% from £66.5k

Cash at bank

£148k

+3.3% from £144k

Employees (average)

5

Same as 5

Owed within a year

£355k

−10% from £395k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05156991. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lowgates Motors’s history from the FCA register and Companies House, newest first.

Key events (9) All events (14)

2020

18 June 2020

  • Jeffery Hutchinson gained significant control
  • Joan Hutchinson stopped being a part-owner
  • Michael Hutchinson gained significant control
  • Susan Melonie Hutchinson stopped being a part-owner

Companies House

2016

6 April 2016

  • Joan Hutchinson became a part-owner (25–50% of shares)
  • Susan Melonie Hutchinson became a part-owner (25–50% of shares)

Companies House

2015

20 March 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2004

17 June 2004

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (9 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Lowgates Motors

Other FCA-listed firms that share a director, phone number or address with Lowgates Motors. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Lowgates Motors

Other firms of the same type (car dealer), nearest first.

In Chesterfield

Ams Prestige LimitedChesterfieldAuthorisedAndy Hudson Sales LtdChesterfieldAuthorisedAsj Drummond LimitedChesterfieldAuthorisedAutologix LimitedChesterfieldAuthorisedB & B Vehicle Contracts LtdChesterfieldAuthorisedBall Automotive LtdChesterfieldAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lowgates Motors

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 14 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Lowgates Motors Ltd FCA authorised?
Yes, Lowgates Motors Ltd (FRN 655472) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2015 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Lowgates Motors’ phone number and website?
The FCA register lists the phone number 01246 472225 and the website motorsaveco.co.uk for Lowgates Motors. If you were given different contact details, use these to check with the firm before going any further.
Is Lowgates Motors a scam or clone?
Lowgates Motors is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lowgates Motors?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Lowgates Motors handles your money, so check the specific product before you commit. You can also refer complaints about Lowgates Motors to the Financial Ombudsman Service, free of charge.
Who owns Lowgates Motors?
Companies House lists 2 people with significant control of Lowgates Motors: Mr Jeffery Hutchinson (significant influence or control) and Mr Michael Hutchinson (significant influence or control). Before that, it was controlled by Mrs Joan Hutchinson and Mrs Susan Melonie Hutchinson.
Who runs Lowgates Motors?
Companies House lists 2 directors of Lowgates Motors: Jeffery Hutchinson and Michael Hutchinson.
How long has Lowgates Motors been in business?
The company was formed on 17 June 2004, and has held its current FCA authorisation since March 2015.
What do Lowgates Motors’ latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £59.5k (−10% from £66.5k) and cash at bank of £148k (+3.3% from £144k).
Does Lowgates Motors use any other names?
It trades as Motor Save Company.

Sources and links

The full report on Lowgates Motors Ltd

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