LPD Capital Limited: FCA regulated?

On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

Registered for 2 years
No FCA actions
Active company since 2022
Accounts filed up to 30 June 2025

What does this mean?

Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
No phone number on the FCA register
Address

Brooklands House, 58 Springfiels Way, Anlaby, Hull, East Yorkshire, HU10 6RJ, United Kingdom

In the full report: 1 background check

Who else gives the postcode HU10 6RJ

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (1)

020 8040 3121

Fake email addresses (1)

info@lpdcapital.co.uk

Fake websites (1)

lpdcapital.co.uk

The FCA warning these came from

lpdcapital.co.uk 9 June 2026

Scammers change these details often. Always check the live FCA warning.

Past FCA permissions and consumer protection

Money-laundering registration only
This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 14207855 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 1 July 2022 (4 years old)
Registered office: Brooklands House 58 Springfield Way, Anlaby, Hull, East Yorkshire, HU10 6RJ, England
Nature of business: Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Edward Francis Pearson	Director	Apr 1997	1 Jul 2022	5 other companies
Oliver William Pearson	Director	Nov 1987	1 Jul 2022	4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 5
still active: 5
run together: 4

In the full report: all 5 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 4 companies these 2 directors run together

Filed accounts and finances

Year to 30 June 2025Abridged accountsNot audited

Net assets

£3,797

Up £3,697 from £100

Cash at bank

£27.7k

Up £27.6k from £100

Employees (average)

2

Same as 2

Owed within a year

£113k

No earlier figure to compare

Net assets

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14207855. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

LPD Capital’s history from the FCA register and Companies House, newest first.

2026

9 June 2026

FCA warned the public about a scam impersonating this firm

FCA warning list

2024

8 August 2024

Registered with the FCA

FCA register

2022

1 July 2022

Incorporated at Companies House
Edward Francis Pearson became a part-owner (25–50% of shares)
Oliver William Pearson became a part-owner (25–50% of shares)
Edward Francis Pearson appointed as a director
Oliver William Pearson appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to LPD Capital

Other FCA-listed firms that share a director, phone number or address with LPD Capital. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 5
share its postcode: 5

In the full report: all 5 connected firms, named

How each is linked: the same postcode (5)
Who links each one: the named directors, with dates

Get the full report on LPD Capital

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

5 other companies its directors have run, named
1 background check on its contact details
All 7 events in its history
5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is LPD Capital Limited FCA authorised?

LPD Capital Limited (FRN 1016105) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.

Is LPD Capital a scam or clone?

Scammers have impersonated LPD Capital: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for LPD Capital, shown on this page.

Is my money safe with LPD Capital?

Money you hand to LPD Capital is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

Who owns LPD Capital?

Companies House lists 2 people with significant control of LPD Capital: Mr Edward Francis Pearson (25–50% of shares) and Mr Oliver William Pearson (25–50% of shares).

Who runs LPD Capital?

Companies House lists 2 directors of LPD Capital: Edward Francis Pearson and Oliver William Pearson.

How long has LPD Capital been in business?

The company was formed on 1 July 2022.

What do LPD Capital’s latest accounts show?

Its latest accounts, to 30 June 2025, show net assets of £3,797 (up £3,697 from £100) and cash at bank of £27.7k (up £27.6k from £100).