Lumina Direct Funerals LTD

Reference number: 1053069

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Lumina Direct Funerals LTD (FRN 1053069) introduces customers to GOLDEN LEAVES LIMITED (FRN 960923). Any regulated advice or arranging is done by the principal, not Lumina Direct Funerals.
  • Example: if Lumina Direct Funerals refers you to a financial adviser, the advice should come from the principal firm, not from Lumina Direct Funerals itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When luminafunerals.com first appeared online, and whether it can receive email
  • What kind of line 07939 346015 is
  • Who else gives the postcode BB11 4LF
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Lumina funerals Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Leaves Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
29 September 2025 (1 year old)
Registered office
65 St. Matthew Street, Burnley, Lancashire, BB11 4LF, England
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Sarah Davinia Bass Director May 1988 29 Sep 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Lumina Direct Funerals’s history from the FCA register and Companies House, newest first.

2026

26 March 2026

  • Became an introducer appointed representative
  • Began trading as "Lumina funerals"

FCA register

2025

29 September 2025

  • Incorporated at Companies House
  • Sarah Davinia Bass took control (75–100% of shares)
  • Sarah Davinia Bass appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Lumina Direct Funerals

Other FCA-listed firms that share a director, phone number or address with Lumina Direct Funerals. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Lumina Direct Funerals

Other firms of the same type (funeral director), nearest first.

In Burnley

In the Blackburn (BB) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lumina Direct Funerals

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 5 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Lumina Direct Funerals LTD FCA authorised?
Lumina Direct Funerals LTD (FRN 1053069) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Lumina Direct Funerals?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Lumina Direct Funerals LTD (FRN 1053069) introduces customers to GOLDEN LEAVES LIMITED (FRN 960923). Any regulated advice or arranging is done by the principal, not Lumina Direct Funerals. Example: if Lumina Direct Funerals refers you to a financial adviser, the advice should come from the principal firm, not from Lumina Direct Funerals itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lumina Direct Funerals’ phone number and website?
The FCA register lists the phone number 07939 346015 and the website luminafunerals.com for Lumina Direct Funerals. If you were given different contact details, use these to check with the firm before going any further.
Is Lumina Direct Funerals a scam or clone?
Lumina Direct Funerals is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lumina Direct Funerals?
Protection works through Golden Leaves Limited, the principal firm responsible for Lumina Direct Funerals's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Lumina Direct Funerals?
Companies House lists one person with significant control of Lumina Direct Funerals: Mrs Sarah Davinia Bass (75–100% of shares).
Who runs Lumina Direct Funerals?
Companies House lists one director of Lumina Direct Funerals: Sarah Davinia Bass.
How long has Lumina Direct Funerals been in business?
The company was formed on 29 September 2025.
Does Lumina Direct Funerals use any other names?
It trades as Lumina funerals.

Sources and links

The full report on Lumina Direct Funerals LTD

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