Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
Responsible principal firm
GOLDEN LEAVES LIMITED Reference number: 960923 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Lumina Direct Funerals LTD (FRN 1053069) introduces customers to GOLDEN LEAVES LIMITED (FRN 960923). Any regulated advice or arranging is done by the principal, not Lumina Direct Funerals.
- Example: if Lumina Direct Funerals refers you to a financial adviser, the advice should come from the principal firm, not from Lumina Direct Funerals itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
65 St. Matthew Street, Burnley, Lancashire, BB11 4LF, United Kingdom
In the full report: 3 background checks
- When luminafunerals.com first appeared online, and whether it can receive email
- What kind of line 07939 346015 is
- Who else gives the postcode BB11 4LF
Other names (1)
If you were contacted under any of these names, it is this firm.
- Lumina funerals Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Golden Leaves Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16749140 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 29 September 2025 (1 year old)
- Registered office
- 65 St. Matthew Street, Burnley, Lancashire, BB11 4LF, England
- Nature of business
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- Funeral and related activities (SIC 96030)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Sarah Davinia Bass | Director | May 1988 | 29 Sep 2025 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Key dates in its history
Lumina Direct Funerals’s history from the FCA register and Companies House, newest first.
2026
26 March 2026
- Became an introducer appointed representative
- Began trading as "Lumina funerals"
FCA register
2025
29 September 2025
- Incorporated at Companies House
- Sarah Davinia Bass took control (75–100% of shares)
- Sarah Davinia Bass appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Lumina Direct Funerals
Other FCA-listed firms that share a director, phone number or address with Lumina Direct Funerals. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Lumina Direct Funerals
Other firms of the same type (funeral director), nearest first.
In Burnley
In the Blackburn (BB) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Lumina Direct Funerals
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 5 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Who runs Lumina Direct Funerals?
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Does Lumina Direct Funerals use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk