Luton Safe Deposit Centre Limited

Reference number: 735342

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When lutonsafedepositcentre.co.uk first appeared online, and whether it can receive email
  • What kind of line 01582 380008 is
  • Who else gives the postcode LU1 2DW
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Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09970174
Company status
Active
Company type
Private limited company
Incorporated
26 January 2016 (10 years old)
Registered office
15 King Street, Luton, LU1 2DW, United Kingdom
Nature of business
  • Private security activities (SIC 80100)

Directors and company secretaries

Name Role Born Appointed Other companies
Sajad Khan Director Sep 1979 26 Jan 2016 7 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
4
still active
3

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£40.4k

+30% from £31.1k

Employees (average)

4

+33% from 3

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09970174. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Luton Safe Deposit Centre’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Sajad Khan took control (75–100% of shares)

Companies House

4 February 2016

  • Regulated by the FCA from this date
  • Registered with the FCA

FCA register

26 January 2016

  • Incorporated at Companies House
  • Sajad Khan appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Luton Safe Deposit Centre

Other FCA-listed firms that share a director, phone number or address with Luton Safe Deposit Centre. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Get the full report on Luton Safe Deposit Centre

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 5 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Luton Safe Deposit Centre Limited FCA authorised?
Luton Safe Deposit Centre Limited (FRN 735342) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
What is Luton Safe Deposit Centre’s phone number and website?
The FCA register lists the phone number 01582 380008 and the website lutonsafedepositcentre.co.uk for Luton Safe Deposit Centre. If you were given different contact details, use these to check with the firm before going any further.
Is Luton Safe Deposit Centre a scam or clone?
Luton Safe Deposit Centre is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Luton Safe Deposit Centre?
Money you hand to Luton Safe Deposit Centre is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Luton Safe Deposit Centre?
Companies House lists one person with significant control of Luton Safe Deposit Centre: Mr Sajad Khan (75–100% of shares).
Who runs Luton Safe Deposit Centre?
Companies House lists one director of Luton Safe Deposit Centre: Sajad Khan.
How long has Luton Safe Deposit Centre been in business?
The company was formed on 26 January 2016.
What do Luton Safe Deposit Centre’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £40.4k (+30% from £31.1k).

Sources and links

The full report on Luton Safe Deposit Centre Limited

£19.99 · Instant PDF download

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