Luxury Car Finance Limited

Reference number: 620765

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Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 7112 9239

  • Address

    20-22 High Street, Ruddington, Nottingham, Nottinghamshire, NG11 6EH, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 7112 9239 is
  • Who else gives the postcode NG11 6EH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Luxury Car Finance Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
28 November 2013 (12 years old)
Registered office
Market Square House, 1-7 St. James's Street, Nottingham, NG1 6FG, England
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Financial leasing (SIC 64910)

Directors and company secretaries

Name Role Born Appointed Other companies
Craig Joseph Carter Director Mar 1987 17 Jan 2014 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Abridged accountsNot audited

Net assets

−£14.4k

Down £4,424 from −£10.0k

Cash at bank

£1,410

Up £1,000 from £410

Employees (average)

1

Same as 1

Net assets are negative: on its last balance sheet the company owed £14.4k more than it owned.

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08793908. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Luxury Car Finance’s history from the FCA register and Companies House, newest first.

2019

29 April 2019

  • Changed its registered name from "Luxury Car Finance Ltd"

FCA register

2016

28 November 2016

  • Craig Joseph Carter gained significant control

Companies House

2014

22 July 2014

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2013

28 November 2013

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Luxury Car Finance

Other firms of the same type (car dealer), nearest first.

In Nottingham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Luxury Car Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 5 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Luxury Car Finance Limited FCA authorised?
Yes, Luxury Car Finance Limited (FRN 620765) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2014 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Luxury Car Finance’s phone number?
The FCA register lists the phone number 020 7112 9239 for Luxury Car Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Luxury Car Finance a scam or clone?
Luxury Car Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Luxury Car Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Luxury Car Finance handles your money, so check the specific product before you commit. You can also refer complaints about Luxury Car Finance to the Financial Ombudsman Service, free of charge.
Who owns Luxury Car Finance?
Companies House lists one person with significant control of Luxury Car Finance: Mr Craig Joseph Carter (significant influence or control).
Who runs Luxury Car Finance?
Companies House lists one director of Luxury Car Finance: Craig Joseph Carter.
How long has Luxury Car Finance been in business?
The company was formed on 28 November 2013, and has held its current FCA authorisation since July 2014.
What do Luxury Car Finance’s latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of −£14.4k (down £4,424 from −£10.0k) and cash at bank of £1,410 (up £1,000 from £410).
Does Luxury Car Finance use any other names?
It has previously used the name Luxury Car Finance Ltd.

Sources and links

The full report on Luxury Car Finance Limited

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